3212 W CAMILO DRIVE, CITRUS SPRINGS, FL, 34434
Active130 days on marketListed Apr 2, 2026MLS #OM721472
About this home
3212 W CAMILO DRIVE
Welcome to this well-cared-for 3-bedroom, 2-bath home in Citrus Springs. You won’t be disappointed by all this home has. Step inside to discover a thoughtfully designed floor plan that maximizes both space and functionality. Fresh interior and exterior paint, along with new laminate flooring, give the home a clean, updated feel. The kitchen offers abundant storage, including a walk-in pantry, and features a cozy breakfast nook along with a separate dining room—great for both everyday living and entertaining. A reverse osmosis water filtration system adds convenience and quality to your daily routine. One of the standout features of this home is the oversized Florida room, filled with natural light and offering a versatile space for relaxing, hosting guests, or enjoying family activities. The primary bedroom includes sliding glass doors leading to the Florida room, creating a seamless indoor-outdoor connection. The ensuite bathroom offers a soaking tub, separate shower, and an additional linen closet for extra storage. Situated on a generous 0.31-acre lot, this property provides plenty of room for outdoor living, gardening, or future customization. With so much space and endless possibilities, this home is ready for you to make it your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,838
Sqft
0.31 ac
Lot size
2
Garage
1994
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,360 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,360/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.2%
$/sqft vs Citrus Springs actives
$163 vs $170
Days on market
130 vs 82 typical
Where $163/sqft sits among the 233 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
131 of 233
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 897% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3212 W CAMILO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$289,990
8017 N MALTESE DRIVE
4 bd · 2 ba · 1,845 sqft · $157/sqft · 158 DOM
Sold · Aug ’25$277,990
3145 W HAMLET PLACE
4 bd · 2 ba · 1,828 sqft · $152/sqft · 55 DOM
Sold · Apr ’26$284,990
8136 N PICKINZ WAY
4 bd · 2 ba · 1,828 sqft · $156/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3212 W CAMILO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3212 W CAMILO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3212 W CAMILO DRIVE FAQs
What would the monthly payment be for 3212 W CAMILO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,360/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3212 W CAMILO DRIVE?+
The most recent tax bill on record (2025) was $3,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $299,000, this home is listed about 9% above the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3212 W CAMILO DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROTTER REALTY · Barbara McKinnell. MLS #OM721472.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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