
3005 SE 160TH LANE ROAD, SUMMERFIELD, FL, 34491
Active124 days on marketListed Apr 3, 2026MLS #OM721461
About this home
3005 SE 160TH LANE ROAD
Set on approximately 2-acres in the quiet neighborhood of Vermillion Estates, this inviting countryside estate offers a convenient option for those looking to be near both Ocala and The Villages. Offering over 2,200 sqft of space, the 3-bedroom, 2-bath home features a thoughtfully designed split-bedroom layout with vaulted ceilings and lots of light throughout. The kitchen is nicely appointed for those who enjoy cooking with stainless steel appliances, ample cabinet and counter space, and a center island. The kitchen flows seamlessly into the dining and living areas, creating an open and functional layout ideal for everyday living and gatherings. The living room is anchored by a striking stone fireplace with electric insert, adding warmth and character to the space. A family room rests just beyond the living area, offering abundant natural light and plenty of space for relaxation. Those who work from home will enjoy the additional office, which features built-in shelving and could easily be used as an additional bedroom, hobby space, or play area as desired. Each bedroom is warm and inviting, but the primary suite features an extra spacious layout and a private en-suite bathroom. A dedicated laundry area adds even more convenience for everyday chores. Outdoor living is equally appealing, with a large screened-enclosed patio that provides plenty of space for outdoor seating and plenty of space for entertaining. Fenced and gated, the property features large yards that are gently shaded by mature trees, providing plenty of flexibility to enjoy the year-round sunny weather. An additional shed with covered area is in place for yard equipment and additional storage options. A short drive to either Ocala or The Villages opens up a variety of shopping, dining, entertainment, and medical options, and there are a variety of outdoor recreation options nearby. If you’re looking for the perfect blend of rural charm and everyday ease, look no further!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,229
Sqft
2 ac
Lot size
1986
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,272 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,272/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$210 vs $189
Days on market
124 vs 52 typical
Where $210/sqft sits among the 347 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 347
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 3005 SE 160TH LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$410,000
2580 SE 157TH LANE ROAD · same community
4 bd · 2 ba · 3,060 sqft · $134/sqft · 7 DOM
Sold · May ’26$325,000
2645 SE 162ND PLACE ROAD · same community
3 bd · 2 ba · 1,316 sqft · $247/sqft · 425 DOM
Sold · Feb ’26$180,000
14981 SE 34TH TERRACE
3 bd · 2.5 ba · 2,198 sqft · $82/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3005 SE 160TH LANE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3005 SE 160TH LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3005 SE 160TH LANE ROAD FAQs
What would the monthly payment be for 3005 SE 160TH LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,272/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3005 SE 160TH LANE ROAD?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3005 SE 160TH LANE ROAD?+
The most recent tax bill on record (2025) was $1,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3005 SE 160TH LANE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $469,000, this home is listed about 62% above the Summerfield median of $289,825. The market section on this page shows how the area is trending.
Which schools are assigned to 3005 SE 160TH LANE ROAD?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 71% above the SUMMERFIELD 34491 median — but at 2,229 sqft it's also 38% larger than the typical Summerfield listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
124 days on market against a Summerfield median of 52 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Carmen Murvin. MLS #OM721461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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