David Ramirez
$289,900$299,9004 bd2 ba2,118 sqft$137 /sqft$2,370 /mo all-in ↓

5289 SW 129TH PLACE, OCALA, FL, 34473

Active121 days on marketListed Mar 25, 2026MLS #OM721452

Reduced $10KSingle Family ResidenceMARION OAKS UN 10

About this home

5289 SW 129TH PLACE

Impressively spacious, well maintained 4 bedroom, 2 bath home with bonus room, formal dining and breakfast dining area with over 2,100 sq ft of living space under heat and air. Concrete Block and Stucco construction. When you walk through the front door, you will find a formal dining room on the left, and a bonus sitting room on the right, just past that you will find the coat closet and the inside laundry room and from there the home really opens up - you will enter a huge open concept living room, kitchen and another dining area/breakfast area. From the living room you will find the sliders that lead out to the grilling patio. Off the living room you will find an expansive primary suite that is 20x14 feet, not including the dual walk in closets (about 85 sq ft total), and a very large ensuite bathroom featuring dual sinks, a seated vanity area, wrap around mirrors, a new step in shower, PLUS a large soaking tub. On the other side of this split bedroom plan home you will find two bedrooms near the front side of the house with a bathroom between them featuring a tub/shower combo and in the back of the home off the kitchen you will find the fourth bedroom. Bedrooms 2, 3 and 4 all feature reach in closets. All bedrooms have upgraded ceiling fans. In the kitchen you will find plenty of all wood cabinetry, a closet pantry, NEW Whirlpool Stainless Appliances to include: glass top stove, built-in microwave, dishwasher and refrigerator with ice/water in the door and a large wrap around bar height area countertop. Seamless LVP wood look flooring throughout the home with no thresholds for easy maintenance and cleaning that is only 2 years old. NEW Windows throughout including the sliding doors, NEW Blinds throughout, Fresh Paint, NEW Water Heater, Roof is August of 2024. A/C has received yearly maintenance. Custom removable Stainless Steel Hurricane Shutters included as well. 20x20 2 Car Garage with Garage Door Opener. Home is a short drive to the new Wal-Mart and Publix that are going in on 484, Unit 10 in North Marion Oaks gives you easy access to both Hwy 200 or CR 484.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,118

Sqft

0.23 ac

Lot size

2

Garage

2006

Year built

One

Levels

$137

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Sidewalk

Community & fees

Taxes (2025)$4,507/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Private · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,370 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$376
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,370/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$376
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $307,057 · range $302K$314K$327K

vs edgeAI estimate

−5.6%

$/sqft vs MARION OAKS UN 10

$137 vs $183

Days on market

121 vs 43 typical

Where $137/sqft sits among the 26 homes for sale in MARION OAKS UN 10

2 · this home
2
7
6
4
5
$137–150$150–163$163–176$176–189$189–202$202+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5289 SW 129TH PLACE

Drive times from this address

Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

11 of 26

MARION OAKS UN 10 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,900 $10K
Mar 25, 2026Listed at $299,900 · 121 days on market since
2006Built · MARION OAKS UN 10

Reality check

What actually sold near 5289 SW 129TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6848 SW 128TH PLACESold · Apr ’26

$295,000

6848 SW 128TH PLACE · same community

4 bd · 2 ba · 1,968 sqft · $150/sqft · 5 DOM

6411 SW 134TH LOOPSold · Feb ’26

$372,550

6411 SW 134TH LOOP · same community

4 bd · 3 ba · 2,281 sqft · $163/sqft · 1 DOM

13420 SW 77TH AVESold · Dec ’25

$299,000

13420 SW 77TH AVE · same community

4 bd · 2 ba · 1,919 sqft · $156/sqft · 169 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5289 SW 129TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5289 SW 129TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5289 SW 129TH PLACE FAQs

What would the monthly payment be for 5289 SW 129TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,370/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5289 SW 129TH PLACE?+

The most recent tax bill on record (2025) was $4,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $289,900, this home is listed about 3% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5289 SW 129TH PLACE?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$289,900 runs 15% above the OCALA 34473 median — but at 2,118 sqft it's also 22% larger than the typical Ocala listing.

02Time on market is leverage

121 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $299,900, now $289,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY HWY 200 · Joe Jackson. MLS #OM721452.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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