472 SW 911TH STREET, CROSS CITY, FL, 32628
Active140 days on marketListed Mar 20, 2026MLS #OM721248
About this home
472 SW 911TH STREET
Build your dream home on this .22-acre lot in beautiful Dixie County! Ideally located just minutes from the boat ramp, this property offers easy access to some of the area’s best fishing, boating, and outdoor recreation. Surrounded by new construction, it’s a great opportunity to join a growing community while still enjoying the laid-back charm of North Florida living. Whether you’re looking to build now or invest for the future, this lot checks all the boxes. Owner financing available—making it even easier to turn your vision into reality!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cross City
Get to know Cross City. See the full Cross City guide →
CROSS CITY 32628 — neighborhood snapshot
Population
5,423
Median age
39.7
Median income
$42,029
Median home value
$96,600
Avg household
2.37
Households w/ children
550
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cross City market
$70K → $630K
Cross City median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Cross City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the CROSS CITY 32628 median. See the full Cross City market guide →
Paper trail
This home's history
Reality check
What actually sold near 472 SW 911TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$100,000
911 WHITE LANE NE
2 bd · 1 ba · 1,000 sqft · $100/sqft · 98 DOM
Sold · Apr ’26$86,000
8 13TH STREET SE
4 bd · 2 ba · 1,488 sqft · $58/sqft · 72 DOM
Sold · Sep ’25$1,750,000
115 MAIN STREET
4 bd · 3 ba · 2,952 sqft · $593/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 472 SW 911TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 472 SW 911TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
472 SW 911TH STREET FAQs
What would the monthly payment be for 472 SW 911TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,018/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 472 SW 911TH STREET?+
The most recent tax bill on record (2025) was $428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cross City?+
At $129,900, this home is listed about 37% below the Cross City median of $207,000. The market section on this page shows how the area is trending.
Which schools are assigned to 472 SW 911TH STREET?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CROSS CITY 32628 market on paper
$129,900 is 16% below the CROSS CITY 32628 median of $155,000.
02Time on market is leverage
140 days on market against a Cross City median of 40 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Scott Archibald. MLS #OM721248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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