David Ramirez
$599,000$685,0003 bd2 ba2,030 sqft$295 /sqft$3,982 /mo all-in ↓

34 GARDEN MALL COURT, INGLIS, FL, 34449

Active134 days on marketListed Mar 23, 2026MLS #OM721161

Reduced $86KWaterfrontSingle Family ResidenceGARDEN MALL UNREC

About this home

34 GARDEN MALL COURT

Spectacular tip-lot riverfront property with over 200 feet of frontage on one of Levy County’s deepest draft freshwater rivers. Fully renovated, this three-bedroom, two-bath residence was taken down to the studs and rebuilt in 2025 with new windows, flooring, kitchen and baths, offering modern comfort and efficiency. Positioned on approximately 0.66 acre across two parcels, the property provides direct access to open water with no bridge restrictions, supporting a range of boating capabilities. The freshwater river setting is spring-fed, contributing to clear water. The 2,030-square-foot interior is designed to maximize natural light and expansive water views, with multiple rooms oriented toward the river. A loft or flex space adds versatility, while the Florida room opens to an outdoor deck overlooking the water. An 80-foot dock, constructed with rock-drilled pilings, offers substantial waterfront access and functionality. The freshwater environment supports clean pilings and reduced barnacle accumulation, an important consideration for vessel maintenance. The surrounding area is home to manatees, otters and native wildlife, with strong fishing opportunities. Additional exterior features include a full seawall, fenced yard with dual access points, outdoor shower, mature trees, fire pit area and gazebo. A detached two-car garage, additional covered parking and two storage buildings provide ample space for vehicles and equipment. This is a rare opportunity to secure a fully renovated tip-lot riverfront property offering expansive waterfront frontage, direct boating access and a natural setting with abundant wildlife, across two parcels on one of the region’s notable freshwater waterways.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,030

Sqft

0.65 ac

Lot size

2

Garage

1962

Year built

Two

Levels

$295

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNortheast
ExteriorBalcony · French Doors · Lighting · Other · Outdoor Shower · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$4,386/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,982 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$3,982/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$309KedgeAI estimate $347,565 · range $322K$358K$623K

vs edgeAI estimate

+72.3%

$/sqft vs Inglis actives

$295 vs $182

Days on market

134 vs 57 typical

Where $295/sqft sits among the 16 Inglis actives

2
4
7
1
0 · this home
2
$75–121$121–167$167–213$213–259$259–304$304+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inglis

Map of 34 GARDEN MALL COURT

Get to know Inglis. See the full Inglis guide →

INGLIS 34449 — neighborhood snapshot

Population

3,508

Median age

52.1

Median income

$52,760

Median home value

$143,900

Avg household

2.25

Households w/ children

332

The numbers that matter

The Inglis market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$194K$510K

Inglis median sold, yr/yr

92.9%

Sale-to-list ratio (12 mo)

9 of 16

Inglis actives have cut their price

Median sold price, Inglis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 216% above the INGLIS 34449 median. See the full Inglis market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $86K
Mar 23, 2026Listed at $685,000 · 134 days on market since
1962Built · GARDEN MALL UNREC

Reality check

What actually sold near 34 GARDEN MALL COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 CAPTAINS COVE ROADSold · Mar ’26

$360,000

5 CAPTAINS COVE ROAD

3 bd · 2.5 ba · 2,012 sqft · $179/sqft · 195 DOM

15 CAPTAINS COVE ROADSold · May ’26

$362,000

15 CAPTAINS COVE ROAD

3 bd · 3 ba · 2,104 sqft · $172/sqft · 0 DOM

18 PALM CIRCLE DRIVESold · Mar ’26

$390,000

18 PALM CIRCLE DRIVE

3 bd · 2 ba · 1,853 sqft · $210/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34 GARDEN MALL COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34 GARDEN MALL COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

34 GARDEN MALL COURT FAQs

What would the monthly payment be for 34 GARDEN MALL COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 34 GARDEN MALL COURT?+

The most recent tax bill on record (2025) was $4,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34 GARDEN MALL COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inglis?+

At $599,000, this home is listed about 141% above the Inglis median of $249,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 216% above the INGLIS 34449 median — but at 2,030 sqft it's also 38% larger than the typical Inglis listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

134 days on market against a Inglis median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $685,000, now $599,000 — a $86K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM721161.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Inglis homes, in your inbox

Like 34 GARDEN MALL COURT but not quite? A daily digest of every new listing in Inglis — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 11:34 AM UTC. The listing information on this page last changed on August 4, 2026 at 11:34 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 11:34 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 11:34 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.