5572 S MARLIN POINT, FLORAL CITY, FL, 34436
Active135 days on marketListed Mar 21, 2026MLS #OM721089
About this home
5572 S MARLIN POINT
This truly unique waterfront home blends history, character, and functionality in a setting that is hard to replicate. Originally built in 1971 as a fishing camp, the home was thoughtfully expanded in 2002 with a second story addition, along with the current living room and porches, transforming it into a spacious family home with room to grow. Situated on a canal with access to Church Lake and the Tsala Apopka chain, the property offers direct waterfront living with the added benefit of being located directly across from the protected Flying Eagle Preserve, providing a natural backdrop of thousands of acres of untouched Florida wilderness with no rear neighbors. The home features 5 bedrooms, a large office, and 3 bathrooms, offering flexibility for families, guests, or work from home needs. The living room is positioned to take full advantage of the water views, creating a peaceful and inviting main living space. Just beyond, a large deck overlooks the canal, providing the perfect space to relax, entertain, or enjoy the natural surroundings and wildlife. Throughout the home, you will find warm wood finishes that add character and a true Old Florida feel. The kitchen has been updated with stainless steel appliances, and key improvements throughout the home include a new roof in 2023, updated electrical panel and wiring, an electric tankless whole house water heater, new septic and drain-field in 2024 and separate air conditioning units for each story. The downstairs subfloor has also been replaced. Additional features include a downstairs laundry area with a laundry chute, a fully fenced yard with an electric gate, and close proximity to a public boat ramp located approximately 75 yards away, making water access quick and convenient. While the property is located in a flood zone, the home has never flooded and offers a transferable flood insurance policy currently at just $571 per year. This is a rare opportunity to own a waterfront home with space, updates, and direct access to nature, all while being surrounded by one of Citrus County’s most expansive conservation areas.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,176
Sqft
0.43 ac
Lot size
1971
Year built
Two
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,362 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,362/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Floral City actives
$145 vs $193
Days on market
135 vs 64 typical
Where $145/sqft sits among the 43 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$245K → $300K
Floral City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
23 of 43
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5572 S MARLIN POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$179,000
11671 E SALMON DRIVE · same community
3 bd · 2 ba · 2,326 sqft · $77/sqft · 62 DOM
Sold · Nov ’25$93,000
11626 E SALMON DRIVE UNIT 4 · same community
2 bd · 1 ba · 960 sqft · $97/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5572 S MARLIN POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5572 S MARLIN POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5572 S MARLIN POINT FAQs
What would the monthly payment be for 5572 S MARLIN POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5572 S MARLIN POINT?+
The most recent tax bill on record (2025) was $2,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Floral City?+
At $314,900, this home is listed about 20% above the Floral City median of $261,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5572 S MARLIN POINT?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$314,900 runs 17% above the FLORAL CITY 34436 median — but at 2,176 sqft it's also 39% larger than the typical Floral City listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
135 days on market against a Floral City median of 64 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $364,900, now $314,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MEEK REAL ESTATE SALES, LLC · Chris Marcic. MLS #OM721089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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