8245 E LULAS LANE, FLORAL CITY, FL, 34436
Active131 days on marketListed Mar 16, 2026MLS #OM720944
About this home
8245 E LULAS LANE
See Realtor Remarks: Tucked away in the charm of historic Floral City, this affordable and move-in ready 2 bedroom, 2 bath home sits on its own lot—with no HOA, no lot rent, and no deed restrictions, giving you the freedom owners are searching for. Inside, the open split floor plan makes the home feel welcoming and comfortable, great for relaxing or hosting family and friends, and most of the furniture stays, making it an easy transition if you’re ready to settle right in. Step outside and picture slow mornings or quiet evenings in the screened lanai or covered patio, with plenty of space for hobbies in the workshop and convenient parking under the attached carport. Located near shopping, medical facilities, and local entertainment—and connected to public water—this well-maintained home offers the simple Florida lifestyle people dream about: sunny days, space to breathe, and a place that already feels like home the moment you walk in.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
864
Sqft
0.18 ac
Lot size
1975
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Floral City actives
$172 vs $188
Days on market
131 vs 44 typical
Where $172/sqft sits among the 45 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$258K → $256K
Floral City median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
27 of 45
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 8245 E LULAS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$110,000
5119 S FLORENCE TERRACE
2 bd · 2 ba · 840 sqft · $131/sqft · 3 DOM
Sold · Nov ’25$125,000
6351 S INLET POINT
2 bd · 3 ba · 812 sqft · $154/sqft · 0 DOM
Sold · May ’26$115,000
5090 S FLORENCE TERRACE
2 bd · 1.5 ba · 972 sqft · $118/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8245 E LULAS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8245 E LULAS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8245 E LULAS LANE FAQs
What would the monthly payment be for 8245 E LULAS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8245 E LULAS LANE?+
The most recent tax bill on record (2025) was $1,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Floral City?+
At $149,000, this home is listed about 49% below the Floral City median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8245 E LULAS LANE?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM720944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Floral City homes, in your inbox
Like 8245 E LULAS LANE but not quite? A daily digest of every new listing in Floral City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →