David Ramirez
$424,800$430,0004 bd2 ba2,024 sqft$210 /sqft$3,257 /mo all-in ↓

10485 SE 42ND COURT, BELLEVIEW, FL, 34420

Active147 days on marketListed Mar 11, 2026MLS #OM720664

Reduced $5KSingle Family ResidenceCOBBLESTONE PH 01

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Upcoming open house

Sat, Aug 8

10:30 AM – 1:00 PM

About this home

10485 SE 42ND COURT

$10K TOWARDS BUYER'S CLOSING COSTS!!! MOTIVATED SELLER!!! Welcome to this spacious and beautifully updated 4-bedroom, 2-bathroom home in the heart of Belleview! Located in a desirable area close to shopping, dining, schools, and everyday conveniences, this home offers the perfect combination of comfort, location, and value. With access to great school zones and easy access to everything Belleview and the surrounding area have to offer, this is a home you won't want to miss! Inside, you'll find an open and inviting floor plan featuring vaulted ceilings, abundant natural light, beautiful wood flooring, and a striking stone fireplace that creates a warm and welcoming focal point for relaxing or entertaining. Recent updates provide incredible peace of mind, including fresh interior and exterior paint, new kitchen countertops, LED lighting throughout, brand-new appliances, new carpet, and a roof that was replaced just a few years ago. The spacious kitchen offers ample cabinet space, modern stainless steel appliances, and a large breakfast bar that opens seamlessly to the main living area. Sliding glass doors lead to a covered patio and fully fenced backyard, creating the perfect space for outdoor gatherings, entertaining, or simply enjoying Florida's beautiful weather. The generous primary suite features plenty of natural light and a private ensuite bathroom, while three additional bedrooms provide plenty of flexibility for family, guests, or a home office. Outside, you'll love the home's great curb appeal, stone-accented columns, welcoming front porch, and well-maintained landscaping. With major updates already completed, a functional layout, a great Belleview location, and $10,000 offered toward the buyer's closing costs, this move-in-ready home is an incredible opportunity! Schedule your showing today and see why this beautiful Belleview home could be the perfect place to call home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,024

Sqft

0.37 ac

Lot size

2

Garage

2002

Year built

One

Levels

$210

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$78/mo
Taxes (2025)$3,963/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,257 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$330
HOA fee — from the listing$78
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,868Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,868
Interest rate6.00%
Loan term

Estimated payment

$3,257/mo

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$330
HOA / condo fee$78
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$268KedgeAI estimate $293,483 · range $279K$319K$442K

vs edgeAI estimate

+44.7%

$/sqft vs Belleview actives

$210 vs $178

Days on market

147 vs 32 typical

Where $210/sqft sits among the 147 Belleview actives

16
44
49
15 · this home
10
13
$109–139$139–168$168–198$198–228$228–257$257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleview

Map of 10485 SE 42ND COURT

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleview. See the full Belleview guide →

BELLEVIEW 34420 — neighborhood snapshot

Population

19,167

Median age

43

Median income

$52,551

Median home value

$192,600

Avg household

2.59

Households w/ children

2,199

For the school run

Marion County School District

ElementaryBelleview-Santos Elementary School★★★★
MiddleBelleview Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleview market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$257K$268K

Belleview median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

66 of 147

Belleview actives have cut their price

Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the BELLEVIEW 34420 median. See the full Belleview market guide →

Paper trail

This home's history

CurrentPrice reduced to $424,800 $5K
Mar 11, 2026Listed at $430,000 · 147 days on market since
2002Built · COBBLESTONE PH 01

Reality check

What actually sold near 10485 SE 42ND COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10465 SE 41ST TERRACESold · Sep ’25

$419,000

10465 SE 41ST TERRACE · same community

3 bd · 2 ba · 2,205 sqft · $190/sqft · 53 DOM

4045 SE 98 PLACESold · Apr ’26

$267,500

4045 SE 98 PLACE

3 bd · 2 ba · 2,035 sqft · $131/sqft · 19 DOM

5414 SE 91ST STREETSold · Jul ’26

$299,900

5414 SE 91ST STREET

4 bd · 2 ba · 1,986 sqft · $151/sqft · 299 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10485 SE 42ND COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10485 SE 42ND COURT — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

10485 SE 42ND COURT FAQs

What would the monthly payment be for 10485 SE 42ND COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,257/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10485 SE 42ND COURT?+

The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10485 SE 42ND COURT?+

The most recent tax bill on record (2025) was $3,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10485 SE 42ND COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleview?+

At $424,800, this home is listed about 52% above the Belleview median of $279,495. The market section on this page shows how the area is trending.

Which schools are assigned to 10485 SE 42ND COURT?+

Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$424,800 runs 70% above the BELLEVIEW 34420 median — but at 2,024 sqft it's also 25% larger than the typical Belleview listing.

02Time on market is leverage

147 days on market against a Belleview median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $430,000, now $424,800 — a $5K cut. The full history is in the market section below.

Listing courtesy of CENTRAL CITY REALTY · Cheyanne Mincey. MLS #OM720664.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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