8883 SW 93RD LANE UNIT E, OCALA, FL, 34481
Active131 days on marketListed Mar 10, 2026MLS #OM720422
About this home
8883 SW 93RD LANE UNIT E
This beautiful villa is in the On Top of the World, a Premiere 55+ Gated Golf Community! With 2 bedrooms, 2 baths, 1.5 car garage (sufficient for a car & golf cart), and finished FL room. This villa is centrally located within the community for easy access to the amenities. Cute front porch perfect for enjoying your morning coffee, or evening beverage, and meeting your neighbors! Step inside the spacious living room, To the left are the bedrooms with the guest bedroom in front with large-deep closet. Guest/hall bath divides the bedrooms. Guest/hall bath with tub, tile surround, and comfort height toilet. The primary bedroom is in the back right of the home for privacy and is large enough for king sized bed! There is also a large walk-in closet suite, the bath with step-in shower and comfort height toilet! The dining room has plenty of space. The eat-in kitchen is light and bright, with access to the 1.5 car garage, also where the laundry is located. The two finished Florida rooms are off the kitchen. Lots of space/potential out back for patio. The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, irrigation water, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and all the amenities that OTOW has to allow you to have a good time; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and close proximity to entertainment complexes in Orlando.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,541
Sqft
0.05 ac
Lot size
1
Garage
1988
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,000 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,000/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+132.3%
$/sqft vs Ocala actives
$227 vs $180
Days on market
131 vs 43 typical
Where $227/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
157 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8883 SW 93RD LANE UNIT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$126,000
8426 SW 92ND LANE UNIT F · same community
2 bd · 2 ba · 1,541 sqft · $82/sqft · 143 DOM
Sold · Jul ’26$95,000
8660 SW 94TH STREET UNIT C · same community
2 bd · 2 ba · 1,571 sqft · $60/sqft · 47 DOM
Sold · Dec ’25$153,000
8814 SW 93RD LANE UNIT B · same community
2 bd · 2 ba · 1,411 sqft · $108/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8883 SW 93RD LANE UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8883 SW 93RD LANE UNIT E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8883 SW 93RD LANE UNIT E FAQs
What would the monthly payment be for 8883 SW 93RD LANE UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,000/mo — principal and interest, the actual property-tax bill, the $531/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8883 SW 93RD LANE UNIT E?+
The association fee works out to $531 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8883 SW 93RD LANE UNIT E?+
The most recent tax bill on record (2025) was $1,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8883 SW 93RD LANE UNIT E?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $350,000, this home is listed about 17% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8883 SW 93RD LANE UNIT E?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 52% above the OCALA 34481 median.
02Know the monthly fee
The association fee is $531/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
131 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS OCALA · Escarlin Mancia. MLS #OM720422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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