David Ramirez
$259,000$274,9002 bd2 ba1,330 sqft$195 /sqft$1,894 /mo all-in ↓

7610 E SPANISH TRAIL, FLORAL CITY, FL, 34436

Active147 days on marketListed Mar 4, 2026MLS #OM720110

Reduced $16KSingle Family ResidenceROWES WOODS UNREC

About this home

7610 E SPANISH TRAIL

Opportunity awaits on five beautiful acres of cleared, flat land with a home nestled beneath mature Spanish oaks. This property offers a peaceful setting with a natural canopy of stunning oak trees that provide shade, character, and a true Old Florida feel. With plenty of open space and scenic surroundings, the acreage offers an ideal setting for those seeking privacy and room to enjoy the outdoors, spread out, or create a custom homestead, while still being a manageable size for those searching for land with a home in a quiet setting. The existing home is currently mid renovation and will require a buyer with vision to complete the project. Interior walls have been removed and electrical components have been taken out, creating a blank slate for redesign and customization. Several improvements have already been started, including flooring, updated plumbing, new bathroom fixtures, and new kitchen cabinets. In addition to the home, the property features a 14 x 30 aluminum shed that offers excellent storage for equipment, tools, or recreational vehicles. This property is best suited for investors, contractors, or buyers looking for acreage and the opportunity to complete a renovation while enjoying the beauty and space of five scenic acres.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,330

Sqft

5.01 ac

Lot size

1985

Year built

One

Levels

$195

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Range
InteriorSolid Surface Counters · Solid Wood Cabinets
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationOther · Pillar/Post/Pier
FacesNorth
ExteriorStorage

Community & fees

Taxes (2025)$1,135/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,894 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$95
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,065
Interest rate6.00%
Loan term

Estimated payment

$1,894/mo

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$95
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$249KedgeAI estimate $292,804 · range $289K$295K$307K

vs edgeAI estimate

−11.5%

$/sqft vs Floral City actives

$195 vs $188

Days on market

147 vs 44 typical

Where $195/sqft sits among the 46 Floral City actives

12
13
12 · this home
2
3
4
$88–139$139–190$190–242$242–293$293–344$344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Map of 7610 E SPANISH TRAIL

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer7.9 months of inventoryBuyer’s market

$258K$256K

Floral City median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

27 of 46

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $259,000 $16K
Mar 4, 2026Listed at $274,900 · 147 days on market since
1985Built · ROWES WOODS UNREC

Reality check

What actually sold near 7610 E SPANISH TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7630 E MEADOW LANESold · Apr ’26

$392,000

7630 E MEADOW LANE · same community

4 bd · 2 ba · 1,673 sqft · $234/sqft · 5 DOM

8737 S ROCK POINTSold · Dec ’25

$440,000

8737 S ROCK POINT · same community

2 bd · 2 ba · 1,829 sqft · $241/sqft · 58 DOM

8591 S ROCK POINTSold · Jan ’26

$595,000

8591 S ROCK POINT · same community

4 bd · 2.5 ba · 3,704 sqft · $161/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7610 E SPANISH TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7610 E SPANISH TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7610 E SPANISH TRAIL FAQs

What would the monthly payment be for 7610 E SPANISH TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,894/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7610 E SPANISH TRAIL?+

The most recent tax bill on record (2025) was $1,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $259,000, this home is listed about 11% below the Floral City median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7610 E SPANISH TRAIL?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MEEK REAL ESTATE SALES, LLC · Chris Marcic. MLS #OM720110.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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