15389 SE 105TH TERRACE ROAD, SUMMERFIELD, FL, 34491
Active161 days on marketListed Feb 27, 2026MLS #OM719757
About this home
15389 SE 105TH TERRACE ROAD
Nestled in the hidden gem community of Southwood Shores on Lake Weir, this home offers the perfect blend of peaceful living, natural beauty, and a welcoming neighborhood atmosphere. This custom-built 3 bedroom, 3 bath home offers over 3,200 square feet of thoughtfully designed space on an oversized lot with a white sandy beach on Lake Weir. Built by a builder for himself, the craftsmanship and functionality are evident in every detail - from the custom stonework to the highly livable floor plan. The two-story design captures water views from multiple vantage points, including a private second-story balcony overlooking the lake. The living room showcases soaring ceilings and a stunning stone fireplace, creating a warm yet elevated gathering space. The primary suite is a true retreat, complete with a dual-sided gas fireplace shared between the bedroom and spa-inspired bath - featuring a soaking tub framed by natural light and custom stone detailing. Custom stone walk in shower with wonderful natural light. The island kitchen is designed for both everyday living and entertaining. A true cook's kitchen featuring commercial gas range and hood, granite countertops, generous cabinet space and a huge pantry! Downstairs, a generous bonus room - currently used as a home gym - offers flexibility for a media room, office, or guest retreat. Outdoors is where the lifestyle unfolds: expansive patio space, a tiki hut for shaded entertaining, hot tub overlooking the water, and your own stretch of sandy shoreline. Framed by mature oaks and a winding driveway situated in a convenient location, this home offers privacy, functionality, and timeless lakefront living. Lake life. Elevated. Conveniently located near The Villages, Belleview and Ocala.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,236
Sqft
0.81 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,017 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,017/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$386 vs $190
Days on market
161 vs 51 typical
Where $386/sqft sits among the 345 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
167 of 345
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 355% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 15389 SE 105TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$150,000
10201 SE SUNSET HARBOR ROAD · same community
2 bd · 1 ba · 1,056 sqft · $142/sqft · 1 DOM
Sold · Oct ’25$450,000
10994 SE 168TH LOOP
3 bd · 3 ba · 2,742 sqft · $164/sqft · 120 DOM
Sold · Apr ’26$328,000
10700 SE SUNSET HARBOR ROAD
3 bd · 2 ba · 2,078 sqft · $158/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15389 SE 105TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15389 SE 105TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15389 SE 105TH TERRACE ROAD FAQs
What would the monthly payment be for 15389 SE 105TH TERRACE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15389 SE 105TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $7,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $1,250,000, this home is listed about 331% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15389 SE 105TH TERRACE ROAD?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,250,000 runs 355% above the SUMMERFIELD 34491 median — but at 3,236 sqft it's also nearly twice the size of the typical Summerfield listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
161 days on market against a Summerfield median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,300,000, now $1,250,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Christine Robinson, PA. MLS #OM719757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Summerfield homes, in your inbox
Like 15389 SE 105TH TERRACE ROAD but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →