1154 SE 95TH STREET, OCALA, FL, 34480
Active145 days on marketListed Mar 2, 2026MLS #OM719522
About this home
1154 SE 95TH STREET
RARE EQUESTRIAN OPPORTUNITY with DIRECT TRAIL ACCESS! Discover the perfect blend of affordability and prime location on this 5-acre equestrian estate, situated just minutes from the World Equestrian Center and less than 3 miles from the Florida Horse Park. This unique property offers the ultimate rider’s lifestyle with a personal gate providing direct access to the famous Santos Horse Trails. The grounds are fully equipped for your animals, featuring an 8-stall barn with water and electricity, a round pen, two large paddocks, and four smaller paddocks—all with running water and plenty of mature shade trees. The estate boasts two independent residences, each serviced by its own well and septic system, making it ideal for multi-generational living or a boarding/rental opportunity. The first home offers over 1,500 total square feet, featuring a cozy wood-burning fireplace, LVP flooring, and a durable metal roof. Major systems including the HVAC, ductwork, water heater, and stainless steel appliances were all updated within the last 2 to 5 years for peace of mind. The second residence is even more spacious, boasting over 2,000 total square feet and a wealth of recent renovations. This home features a brand-new roof (2025), a gas fireplace, skylights, and wood cabinetry. The interior was recently refreshed with new LVP flooring, tape-and-textured walls with crown molding, new vanities, and updated stainless steel appliances (excluding oven) and a new sink. Whether you are looking for a muti-generational compound, an income-producing rental, a private homestead or a functional boarding facility, this property delivers "newness" and convenience in the heart of Florida’s horse country.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,113
Sqft
5 ac
Lot size
1991
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,015 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,015/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NON SUB
$190 vs $294
Days on market
145 vs 43 typical
Where $190/sqft sits among the 11 homes for sale in NON SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 11
NON SUB have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1154 SE 95TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
12600 SW HIGHWAY 484 · same community
4 bd · 4.5 ba · 3,394 sqft · $147/sqft · 57 DOM
Sold · Jan ’26$485,000
6155 SE STETSON ROAD · same community
4 bd · 3 ba · 2,762 sqft · $176/sqft · 60 DOM
Sold · Nov ’25$470,000
405 SE 43RD AVENUE · same community
3 bd · 2.5 ba · 2,662 sqft · $177/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1154 SE 95TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1154 SE 95TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1154 SE 95TH STREET FAQs
What would the monthly payment be for 1154 SE 95TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,015/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1154 SE 95TH STREET?+
The most recent tax bill on record (2025) was $5,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $590,000, this home is listed about 97% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1154 SE 95TH STREET?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$590,000 runs 106% above the OCALA 34480 median — but at 3,113 sqft it's also nearly twice the size of the typical Ocala listing.
02Time on market is leverage
145 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $675,000, now $590,000 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MOMENTUM REALTY - OCALA · Joe Brown. MLS #OM719522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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