David Ramirez
$274,500$299,0003 bd2 ba2,033 sqft$135 /sqft$2,278 /mo all-in ↓

389 W HILLMOOR LANE, BEVERLY HILLS, FL, 34465

Active164 days on marketListed Feb 24, 2026MLS #OM719491

Reduced $25KSingle Family ResidenceLAUREL RIDGE 01

About this home

389 W HILLMOOR LANE

See Realtor Remarks: Welcome to your slice of Florida paradise! This refreshed 3-bedroom, 2-bath home offers 2,033 square feet of bright, open living space designed for comfort and easy living. With new flooring, fresh interior paint, and updated appliances, you can move right in and start enjoying the Florida lifestyle from day one. Step inside to soaring ceilings and an open floor plan that fills the home with natural light. The living area flows seamlessly to the enclosed lanai—perfect for morning coffee, evening wine, or simply soaking in the peaceful surroundings. Situated on a spacious 0.28-acre lot, you’ll have room to relax, entertain, and enjoy the beautiful year-round sunshine. The two-car garage keeps your vehicles cool during warm summer months and offers extra storage for golf clubs, beach gear, or outdoor toys. Located in the scenic Laurel Ridge community, you’ll love driving home beneath a canopy of mature oak trees and enjoying the quiet, natural beauty that makes this neighborhood so special. The community pool is just steps away, offering resort-style relaxation without the maintenance. Residents also enjoy a clubhouse within their HOA rights. For golf lovers, the Twisted Oaks public golf course is just a short distance away. Plus, shopping, dining, medical facilities, and everyday conveniences are only minutes from your front door. The HVAC updated in (2016), and the Water Heater was updated in (2012). If you’ve been dreaming of easy, peaceful Florida living with space, sunshine, and convenience—this home delivers it all.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,033

Sqft

0.28 ac

Lot size

2

Garage

1994

Year built

One

Levels

$135

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$103/mo
Taxes (2025)$3,328/yr
PetsYes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,278 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,616
FHA mortgage insurance (est.)$121
Property tax — 2025 actual bill$277
HOA fee — from the listing$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,608Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,608
Interest rate6.00%
Loan term

Estimated payment

$2,278/mo

Principal & interest$1,616
FHA mortgage insurance (est.)$121
Property taxes (actual bill)$277
HOA / condo fee$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$264KedgeAI estimate $295,141 · range $277K$339K$353K

vs edgeAI estimate

−7%

$/sqft vs Beverly Hills actives

$135 vs $178

Days on market

164 vs 35 typical

Where $135/sqft sits among the 116 Beverly Hills actives

15 · this home
33
23
20
12
13
$123–146$146–169$169–192$192–215$215–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beverly Hills

Map of 389 W HILLMOOR LANE

Get to know Beverly Hills. See the full Beverly Hills guide →

BEVERLY HILLS 34465 — neighborhood snapshot

Population

18,514

Median age

57.7

Median income

$55,513

Median home value

$233,000

Avg household

2.16

Households w/ children

1,201

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Beverly Hills market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$224K$360K

Beverly Hills median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

52 of 116

Beverly Hills actives have cut their price

Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $274,500 $25K
Feb 24, 2026Listed at $299,000 · 164 days on market since
1994Built · LAUREL RIDGE 01

Reality check

What actually sold near 389 W HILLMOOR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

330 W HILLMOOR LANESold · Aug ’25

$190,000

330 W HILLMOOR LANE · same community

2 bd · 2 ba · 2,040 sqft · $93/sqft · 141 DOM

4585 N JADEMOOR DRIVESold · Apr ’26

$268,500

4585 N JADEMOOR DRIVE · same community

3 bd · 2 ba · 2,026 sqft · $133/sqft · 22 DOM

434 W CRESTMONT COURTSold · Jul ’26

$389,900

434 W CRESTMONT COURT · same community

3 bd · 2 ba · 2,073 sqft · $188/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 389 W HILLMOOR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 389 W HILLMOOR LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

389 W HILLMOOR LANE FAQs

What would the monthly payment be for 389 W HILLMOOR LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,278/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 389 W HILLMOOR LANE?+

The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 389 W HILLMOOR LANE?+

The most recent tax bill on record (2025) was $3,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 389 W HILLMOOR LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Beverly Hills?+

At $274,500, this home is listed about 8% below the Beverly Hills median of $299,800. The market section on this page shows how the area is trending.

Which schools are assigned to 389 W HILLMOOR LANE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM719491.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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389 W HILLMOOR LANE, BEVERLY HILLS, FL — 3 Bed, 2 Bath — $274,500 | CENTURY 21 Edge