David Ramirez
$109,999$154,999$907 /mo all-in ↓

0 SE 99TH AVENUE, SUMMERFIELD, FL, 34491

Active161 days on marketListed Feb 23, 2026MLS #OM719405

Priced 60% below the SUMMERFIELD 34491 medianReduced $45KOAK HOLLOW

About this home

0 SE 99TH AVENUE

OWNER FINANCING AVAILABLE - LARGE LOT RE ZONING MINUTES TO THE VILLAGES! Discover the perfect setting for your dream home on this beautiful 1.88-acre parcel with RE (Residential Estate) zoning. Ideally located just off Hwy. 441 and Hwy. 42, this property offers the perfect blend of privacy and convenience. Enjoy a peaceful setting with no neighbors directly behind you, providing added privacy and a serene backdrop for your future home. The paved road frontage provides easy access, while the generous acreage gives you plenty of space for a custom estate, workshop, garden, or outdoor living area. Situated near Lake Weir and just minutes from The Villages, you’ll have quick access to shopping, dining, entertainment, and recreation while still enjoying the quiet feel of country living. Whether you’re ready to build now or invest for the future, this property offers location, space, and privacy all in one exceptional opportunity.

Facts & features

The home at a glance

1.88 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$605/yr

Utilities & systems

UtilitiesOther
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$907 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$648
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,850
Interest rate6.00%
Loan term

Estimated payment

$907/mo

Principal & interest$648
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Summerfield

Map of 0 SE 99TH AVENUE

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Summerfield. See the full Summerfield guide →

SUMMERFIELD 34491 — neighborhood snapshot

Population

32,369

Median age

54.4

Median income

$65,900

Median home value

$253,100

Avg household

2.3

Households w/ children

2,632

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$279K$278K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

CurrentPrice reduced to $109,999 $45K
Feb 23, 2026Listed at $154,999 · 161 days on market since

Reality check

What actually sold near 0 SE 99TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13030 BLUE SQUIRREL COURTSold · Sep ’25

$325,000

13030 BLUE SQUIRREL COURT · same community

3 bd · 2 ba · 1,452 sqft · $224/sqft · 4 DOM

13104 FLYING SQUIRREL COURTSold · Apr ’26

$353,688

13104 FLYING SQUIRREL COURT · same community

2 bd · 2 ba · 1,911 sqft · $185/sqft · 11 DOM

55 OAK HOLLOW DRIVESold · May ’26

$853,600

55 OAK HOLLOW DRIVE · same community

3 bd · 3 ba · 2,645 sqft · $323/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SE 99TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SE 99TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

0 SE 99TH AVENUE FAQs

What would the monthly payment be for 0 SE 99TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $907/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 SE 99TH AVENUE?+

The most recent tax bill on record (2025) was $605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Summerfield?+

At $109,999, this home is listed about 62% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 0 SE 99TH AVENUE?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SUMMERFIELD 34491 market on paper

$109,999 is 60% below the SUMMERFIELD 34491 median of $275,000.

02Time on market is leverage

161 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $154,999, now $109,999 — a $45K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLSTARS REALTY · Peggy Pittas. MLS #OM719405.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Summerfield homes, in your inbox

Like 0 SE 99TH AVENUE but not quite? A daily digest of every new listing in Summerfield — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 4:12 PM UTC. The listing information on this page last changed on August 3, 2026 at 4:12 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 4:12 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 4:12 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

0 SE 99TH AVENUE, SUMMERFIELD, FL — $109,999 | CENTURY 21 Edge