000 NE 189TH LANE Lot 19, CITRA, FL, 32113
Active169 days on marketListed Feb 20, 2026MLS #OM719287
About this home
000 NE 189TH LANE Lot 19
*** GREAT 1.93 ACRE LOT in Citra. *** No HOA! It offers enough space for you to build your dream home on. This is a flag lot and has easements to create a street to the property. It is zoned A-1, GENERAL AGRICULTURE, which allows one to raise animals and grow produce, and you can have a MOBILE HOME, MANUFACTURED HOME, or a SITE-BUILT CONSTRUCTION. The FEMA map shows it is not in a flood zone. The property is far enough away from heavy traffic but close enough to main roads. GREAT INVESTMENT.
Facts & features
The home at a glance
1.93 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$428 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$428/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,382
Median age
49.6
Median income
$62,401
Median home value
$161,400
Avg household
2.37
Households w/ children
493
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$221K → $225K
Citra median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 000 NE 189TH LANE Lot 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$210,000
577 PARKDALE COURT · same community
4 bd · 2 ba · 1,520 sqft · $138/sqft · 2 DOM
Sold · Jan ’26$368,000
569 PARKDALE COURT · same community
3 bd · 3 ba · 2,195 sqft · $168/sqft · 81 DOM
Sold · Dec ’25$145,000
18315 NE 16TH TERRACE
1 bd · 1 ba · 560 sqft · $259/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 000 NE 189TH LANE Lot 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 000 NE 189TH LANE Lot 19 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
000 NE 189TH LANE Lot 19 FAQs
What would the monthly payment be for 000 NE 189TH LANE Lot 19?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 000 NE 189TH LANE Lot 19?+
The most recent tax bill on record (2025) was $404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $37,000, this home is listed about 87% below the Citra median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 000 NE 189TH LANE Lot 19?+
Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CITRA 32113 market on paper
$37,000 is 74% below the CITRA 32113 median of $143,950.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
169 days on market against a Citra median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $39,000, now $37,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 AFFILIATES · Steven Harrison. MLS #OM719287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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