2560 NE 46 LANE, OCALA, FL, 34479
Active150 days on marketListed Feb 24, 2026MLS #OM719207
About this home
2560 NE 46 LANE
New roof 2026! Set at the entrance of a quiet cul-de-sac within Sugar Hill Estates, this well-maintained 3-bedroom, 2-bath pool home offers the perfect blend of convenient location and peaceful Ocala living. On just over a quarter of an acre, the property overlooks a large front yard with tasteful landscaping and plenty of curb appeal. Inside, the home features a thoughtful split-bedroom floor plan, lots of natural light, and tasteful paint colors throughout. A cozy wood-burning fireplace serves as the focal point for the living room, creating a warm gathering space accented by vaulted ceilings. The formal dining room is directly adjacent and separated by a tasteful half-wall, with sliding glass doors that let in lots of light and provide direct access to the back patio. The kitchen features a functional layout designed for efficiency with ample counter and cabinet space, stainless steel appliances, and a breakfast bar. An interior laundry area and multiple storage closets throughout the home provide practical organization and everyday convenience. The primary suite includes a huge walk-in closet and a private en-suite bath with large vanity and walk-in shower. Two additional bedrooms, each with generous closet space, share a full guest bath. Step outside to enjoy the expansive screen-enclosed patio surrounding the sparkling in-ground pool, complete with a diving board and abundant deck space for lounging or entertaining. A covered area of the patio provides shade for outdoor dining or relaxing year-round, complete with ceiling fans to keep the air moving. The backyard is fully fenced, offering additional functionality and privacy. Recent updates add peace of mind, including a new A/C system (2025), pool pump (2023), and exterior paint (2022). Located less than 15 minutes from the Ocala Downtown Square, the Appleton Museum of Art, and a variety of shopping, dining, medical, and entertainment options, this property is the perfect option for those looking to experience everything Ocala has to offer. With no HOA fees and a location that combines privacy with convenience, this property offers a solid foundation, thoughtful updates, and exceptional outdoor living! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,650
Sqft
0.27 ac
Lot size
1
Garage
1980
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,104 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,104/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.1%
$/sqft vs Ocala actives
$176 vs $181
Days on market
150 vs 43 typical
Where $176/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34479 — neighborhood snapshot
Population
13,265
Median age
41.2
Median income
$54,805
Median home value
$190,400
Avg household
2.44
Households w/ children
1,553
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the OCALA 34479 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2560 NE 46 LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
12815 SUGAR COURT · same community
4 bd · 2 ba · 2,152 sqft · $223/sqft · 17 DOM
Sold · Jul ’26$510,000
501 DUNCAN LANE NE · same community
3 bd · 3 ba · 2,323 sqft · $220/sqft · 173 DOM
Sold · May ’26$278,070
2935 NE 20TH TERRACE
4 bd · 2 ba · 1,665 sqft · $167/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2560 NE 46 LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2560 NE 46 LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2560 NE 46 LANE FAQs
What would the monthly payment be for 2560 NE 46 LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2560 NE 46 LANE?+
The most recent tax bill on record (2025) was $1,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $289,900, this home is listed about 3% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2560 NE 46 LANE?+
Anthony Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$289,900 runs 18% above the OCALA 34479 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
150 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $295,500, now $289,900 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Dawn Mahler. MLS #OM719207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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