4551 SE 138TH TERRACE, MORRISTON, FL, 32668
Active165 days on marketListed Feb 17, 2026MLS #OM719044
About this home
4551 SE 138TH TERRACE
PURE COUNTRY LIVING ON OVER 5 ACRES in MORRISTON, FLORIDA. Experience the freedom of wide-open spaces with this 3 bedroom, 2 bath manufactured home set on 5.1 scenic acres in Morriston. Offering 1,620 square feet of comfortable living area, this property blends practical upgrades with the peaceful beauty of true North Central Florida country living. Shaded by mature, sprawling oak trees, the homesite provides a welcoming setting from the moment you arrive. The property is fully perimeter fenced with additional partial cross-fencing, making it ideal for animals, gardening, or creating separate use areas across the acreage. A vinyl fencing along the road adds curb appeal, while the expansive land offers plenty of room to roam, work, or relax in total privacy. The home features a durable metal roof, skylights that brighten the kitchen and primary bathroom with natural light, and a tankless LP gas water heater for efficient, on-demand hot water. Outdoor living is just as inviting with a generous 12' x 27' side deck—perfect for morning coffee, evening gatherings, or unwinding under the oaks. For those needing space for projects or storage, the property includes a concrete block detached garage and a separate 24' x 12' workshop, offering flexibility for hobbies, equipment, or small business use. If you’ve been searching for room to spread out while still being within reach of nearby towns, this Morriston acreage delivers the ideal blend of comfort, function, and rural charm. Make the move to pure country living and enjoy the space, privacy, and lifestyle you’ve been dreaming of.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
5.1 ac
Lot size
1
Garage
1990
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.8%
$/sqft vs Morriston actives
$173 vs $262
Days on market
165 vs 41 typical
Where $173/sqft sits among the 55 Morriston actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Morriston
Get to know Morriston. See the full Morriston guide →
MORRISTON 32668 — neighborhood snapshot
Population
5,326
Median age
45.6
Median income
$55,028
Median home value
$209,000
Avg household
2.53
Households w/ children
608
The numbers that matter
The Morriston market
$363K → $588K
Morriston median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
25 of 55
Morriston actives have cut their price
Median sold price, Morriston, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the MORRISTON 32668 median. See the full Morriston market guide →
Paper trail
This home's history
Reality check
What actually sold near 4551 SE 138TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$825,000
14050 SE 50TH STREET
4 bd · 2 ba · 2,052 sqft · $402/sqft · 107 DOM
Sold · Nov ’25$1,055,865
13750 SE 54TH STREET
4 bd · 4.5 ba · 4,016 sqft · $263/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4551 SE 138TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4551 SE 138TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4551 SE 138TH TERRACE FAQs
What would the monthly payment be for 4551 SE 138TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4551 SE 138TH TERRACE?+
The most recent tax bill on record (2025) was $3,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Morriston?+
At $280,000, this home is listed about 44% below the Morriston median of $500,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the MORRISTON 32668 market on paper
$280,000 is 30% below the MORRISTON 32668 median of $399,000, and at $173/sqft it sits under the Morriston average of $507.
02Time on market is leverage
165 days on market against a Morriston median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $300,000, now $280,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARRIETT DOWNS REAL ESTATE LLC · Marc Pompeo. MLS #OM719044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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