TBD N STATE ROAD 21, HAWTHORNE, FL, 32640
Active159 days on marketListed Feb 16, 2026MLS #OM718879
About this home
TBD N STATE ROAD 21
Looking for a little slice of ‘Old Florida’, look no further than this 12+ acres of undeveloped, raw land in Central Florida, near Hawthorne. It is located on paved N State Road 21 with approximately 2,000 feet of road frontage. Currently unzoned raw acreage, with plenty of acres to build and create whatever you like, you are only limited by your imagination. From a wonderful, secluded home site to a mini farm to a recreation get away. Bring your animals and toys, there is plenty of room for both. The property is surrounded by hundreds of acres of timber land with wildlife including deer, turkey and wild boar. It is a short drive to restaurants, Dollar General and convenience/gas station. Ochwilla Elementary School is less than a mile from the property, and it is only about 4 miles to Hawthorne and about 10 miles to Lochloosa Lake, for some of the best fishing in the state. It is only about 30 minutes to Gainesville and an easy drive to Ocala or I-75. It is centrally located about 1.5 hours to either the Atlantic Ocean or the Gulf. All information came from public records. Seller has never visited the land and has no first hand knowledge of the land. It is crucial for the buyer to verify that their intended usage of the land is approved by Putnam County planning and zoning office. Buyer must do their due diligence. There is no survey of the land. Property is undeveloped raw land.
Facts & features
The home at a glance
12.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,460 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,460/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD N STATE ROAD 21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$169,000
1902 STATE RD 20
3 bd · 1 ba · 1,303 sqft · $130/sqft · 251 DOM
Sold · Nov ’25$127,500
110 ORANGE LANE
3 bd · 2 ba · 1,392 sqft · $92/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD N STATE ROAD 21 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD N STATE ROAD 21 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD N STATE ROAD 21 FAQs
What would the monthly payment be for TBD N STATE ROAD 21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,460/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD N STATE ROAD 21?+
The most recent tax bill on record (2025) was $1,550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $185,000, this home is listed about 30% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to TBD N STATE ROAD 21?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$185,000 runs 118% above the HAWTHORNE 32640 median.
02Time on market is leverage
159 days on market against a Hawthorne median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $190,000, now $185,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Nancy Minch. MLS #OM718879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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