David Ramirez
$945,000$1,100,0004 bd3.5 ba1,736 sqft$544 /sqft$6,223 /mo all-in ↓

7305 TROPICAL DRIVE, WEEKI WACHEE, FL, 34607

Active161 days on marketListed Feb 13, 2026MLS #OM718835

Reduced $155KWaterfrontSingle Family ResidenceWEEKI WACHEE GARDENS ADD

About this home

7305 TROPICAL DRIVE

Ready for a relaxed Florida WATERFRONT life style? That is exactly what this 4 bedroom 3 1/2 bath home has to offer. Situated on the Weeki Wachee River, you can fish from your own dock, watch the manatees play , enjoy beautiful sunsets OR head out for a day of fishing in the Gulf because you have direct access just one mile away! Located on the deeper part of the Weeki Wachee River where the water is deep enough to dock a deep hull boat and have the ability to get in and out during low tide. The current homeowner has gone above and beyond and has completely and tastefully remodeled the whole house. In your main 2nd story living area you have 4 bedrooms 2 1/2 baths, Laundry room and an open kitchen, dining and living room area where you will enjoy a waterfront and sunset views. Down stairs there is a family room area with bar, plenty of room for a pool table for some family fun and a full bathroom. There is also an elevator to access the second floor. The home also features a whole home water filtration system with water softener. This home is close to shopping, dining, parks, medical facilities and is just north of the Tampa area and airport. Make this home yours as a full time or seasonal residence! Don't miss this opportunity. Call today for your private showing and see just what this home has to offer.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,736

Sqft

0.1 ac

Lot size

1993

Year built

Two

Levels

$544

Per sqft

Waterfront

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Cooktop · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · Elevator · Open Floorplan · Solid Surface Counters · Thermostat
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab · Stilt/On Piling
FacesEast
ParkingCovered · Ground Level
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$7,318/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,223 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,099
PMI (est., until 20% equity)$354
Property tax — 2025 actual bill$610
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,500
Interest rate6.00%
Loan term

Estimated payment

$6,223/mo

Principal & interest$5,099
PMI (est., until 20% equity)$354
Property taxes (actual bill)$610
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs WEEKI WACHEE GARDENS ADD

$544 vs $430

Days on market

161 vs 40 typical

Where $544/sqft sits among the 6 homes for sale in WEEKI WACHEE GARDENS ADD

1
0
2
2
0 · this home
1
$206–280$280–354$354–428$428–503$503–577$577+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Weeki Wachee

Map of 7305 TROPICAL DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

WEEKI WACHEE 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$357K$360K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 6

WEEKI WACHEE GARDENS ADD have cut their price

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 191% above the WEEKI WACHEE 34607 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

CurrentPrice reduced to $945,000 $155K
Feb 13, 2026Listed at $1,100,000 · 161 days on market since
1993Built · WEEKI WACHEE GARDENS ADD

Reality check

What actually sold near 7305 TROPICAL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5287 TUSCAWILLA DRIVESold · Dec ’25

$750,000

5287 TUSCAWILLA DRIVE · same community

3 bd · 2 ba · 1,632 sqft · $460/sqft · 5 DOM

5260 TUNA LANESold · May ’26

$775,000

5260 TUNA LANE · same community

3 bd · 2 ba · 1,920 sqft · $404/sqft · 204 DOM

5233 TUSCAWILLA DRIVESold · Nov ’25

$977,500

5233 TUSCAWILLA DRIVE · same community

4 bd · 3 ba · 2,156 sqft · $453/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7305 TROPICAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7305 TROPICAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7305 TROPICAL DRIVE FAQs

What would the monthly payment be for 7305 TROPICAL DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,223/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7305 TROPICAL DRIVE?+

The most recent tax bill on record (2025) was $7,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Weeki Wachee?+

At $945,000, this home is listed about 139% above the Weeki Wachee median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7305 TROPICAL DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$945,000 runs 191% above the WEEKI WACHEE 34607 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

161 days on market against a Weeki Wachee median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,100,000, now $945,000 — a $155K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER INVESTORS REAL · Rob Tessmer, Jr.. MLS #OM718835.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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