David Ramirez
$449,990$524,9003 bd2 ba1,508 sqft$298 /sqft$3,243 /mo all-in ↓

1499 E PEGASUS LANE, INVERNESS, FL, 34453

Active160 days on marketListed Feb 13, 2026MLS #OM718755

Reduced $75KNew constructionSingle Family ResidenceBELMONT HILLS UN 3

About this home

1499 E PEGASUS LANE

One or more photo(s) has been virtually staged. Welcome home to luxury living in the beautiful, gated community of Belmont Hills! This home has full Social Membership to Citrus Hills Golf & Country Club. Don't miss your opportunity to own this stunning 2025-built residence, perfectly situated in the heart of Inverness, FL. Designed for modern living, this 3-bedroom, 2-bath home features a spacious 2-car garage and an open, airy layout that blends comfort with elegance. Attic access has pull - down stairs for added convenience in garage. Step inside to discover a desirable split-bedroom floor plan that offers ultimate privacy for the primary suite. The heart of the home is designed for entertaining, flowing seamlessly from the living areas to a contemporary kitchen. Enjoy the convenience of a dedicated inside laundry room, making chores a breeze and keeping your garage space free for vehicles and storage. This home offers the peace of mind that comes with modern construction standards and energy efficiency. Located in Citrus County’s "Nature Coast," Belmont Hills offers a beautiful setting with easy access to the best of Inverness. You are just minutes from downtown shopping, dining, medical facilities, and the shimmering waters of the Tsala Apopka Chain of Lakes. Whether you enjoy boating, fishing, or simply relaxing in a quiet, upscale neighborhood, this location has it all. Please note: Some images have been virtually staged to help you envision the full potential of this beautiful home. Property Highlights: Year Built: 2025 (Like-New Construction) Layout: 3 Bedrooms, 2 Bathrooms, 2-Car Garage Floor Plan: Desirable Split Bedroom Plan for privacy Convenience: Dedicated Inside Laundry Room Community: Gated Belmont Hills subdivision Location: Close to Downtown Inverness, parks, lakes, and the Withlacoochee State Trail Don’t wait for a builder—this move-in-ready 2025 home is waiting for you! Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,508

Sqft

0.51 ac

Lot size

2

Garage

2025

Year built

One

Levels

$298

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofOther · Shingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Yard

Community & fees

HOA fee$206/mo
Taxes (2025)$349/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,243 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$29
HOA fee — from the listing$206
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,243/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$29
HOA / condo fee$206
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$266KedgeAI estimate $298,529 · range $277K$343K$468K

vs edgeAI estimate

+50.7%

Days on market

160 vs 25 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 1499 E PEGASUS LANE

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

ElementaryHernando Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 801% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,990 $75K
Feb 13, 2026Listed at $524,900 · 160 days on market since
2025Built · BELMONT HILLS UN 3

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1499 E PEGASUS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1499 E PEGASUS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1499 E PEGASUS LANE FAQs

What would the monthly payment be for 1499 E PEGASUS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,243/mo — principal and interest, the actual property-tax bill, the $206/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1499 E PEGASUS LANE?+

The association fee works out to $206 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1499 E PEGASUS LANE?+

The most recent tax bill on record (2025) was $349. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1499 E PEGASUS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $449,990, this home is listed about 74% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1499 E PEGASUS LANE?+

Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,990 runs 801% above the INVERNESS 34453 median.

02Time on market is leverage

160 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $524,900, now $449,990 — a $75K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY · Michelle Smith. MLS #OM718755.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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