David Ramirez
$175,000$219,5002 bd1 ba904 sqft$194 /sqft$1,347 /mo all-in ↓

544 SILVER COURSE COURT, OCALA, FL, 34472

Active158 days on marketListed Feb 16, 2026MLS #OM718632

Priced 17% below the OCALA 34472 medianReduced $45KSingle Family ResidenceSILVER SPGS SHORES UN 04

About this home

544 SILVER COURSE COURT

Discover this charming 2 bedroom, 1 bath, 1 car garage home in a quiet neighborhood offering 904 Sq.Ft. of functional and comfortable living space. Ideal for first time buyers or investors, this home provides everyday practicality and rental income potential. As you enter, you are welcomed by a spacious living room with carpet throughout, creating a warm and inviting space. The kitchen features a smart layout of cabinets and counters, open to the dining area for efficient meal preparation and entertaining. Both bedrooms are generously sized and versatile for guests, office space, or long term living. The centrally located bathroom includes a shower and tub combination for convenience. Sliding glass doors lead from the dining area to an oversized screened porch overlooking a large backyard with a storage shed, perfect for outdoor activities, gardening, or pets. Additional features include a full home filtration system, a new roof installed in 2025, and an HVAC system from 2018. A 1 year home warranty can be included at closing for added peace of mind. Conveniently located near schools, parks, shopping, dining, and major roadways. Schedule your private showing today to experience all this home has to offer!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

904

Sqft

0.37 ac

Lot size

1

Garage

1984

Year built

One

Levels

$194

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat
LaundryIn Garage · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Off Street
ExteriorDog Run · Lighting · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$954/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Private · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,347 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2025 actual bill$79
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,125
Interest rate6.00%
Loan term

Estimated payment

$1,347/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$79
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$156KedgeAI estimate $168,247 · range $163K$180K$188K

vs edgeAI estimate

+4%

$/sqft vs Ocala actives

$194 vs $181

Days on market

158 vs 43 typical

Where $194/sqft sits among the 400 Ocala actives

123
165 · this home
68
14
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 544 SILVER COURSE COURT

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $175,000 $45K
Feb 16, 2026Listed at $219,500 · 158 days on market since
1984Built · SILVER SPGS SHORES UN 04

Reality check

What actually sold near 544 SILVER COURSE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

562 SILVER COURSE LOOPSold · May ’26

$253,000

562 SILVER COURSE LOOP · same community

3 bd · 2 ba · 1,611 sqft · $157/sqft · 177 DOM

317 BAHIA CIRCLESold · Apr ’26

$280,000

317 BAHIA CIRCLE · same community

3 bd · 2 ba · 1,752 sqft · $160/sqft · 13 DOM

543 SILVER COURSESold · Apr ’26

$240,000

543 SILVER COURSE · same community

3 bd · 2 ba · 1,939 sqft · $124/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 544 SILVER COURSE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 544 SILVER COURSE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

544 SILVER COURSE COURT FAQs

What would the monthly payment be for 544 SILVER COURSE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 544 SILVER COURSE COURT?+

The most recent tax bill on record (2025) was $954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 544 SILVER COURSE COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $175,000, this home is listed about 41% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 544 SILVER COURSE COURT?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34472 market on paper

$175,000 is 17% below the OCALA 34472 median of $210,000, and at $194/sqft it sits under the Ocala average of $204.

02Time on market is leverage

158 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $219,500, now $175,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Chad MacBlain. MLS #OM718632.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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