David Ramirez
$379,900$459,9003 bd2 ba2,034 sqft$187 /sqft$3,064 /mo all-in ↓

39914 SUNBEAM WAY, LADY LAKE, FL, 32159

Active173 days on marketListed Feb 10, 2026MLS #OM718550

Reduced $80KSingle Family ResidenceGROVE/HARBOR HILLS

About this home

39914 SUNBEAM WAY

One or more photo(s) has been virtually staged. – NEW ROOF 2026! Move-In Ready Home in Gated Harbor Hills Golf Community Discover this beautifully maintained home freshly painted on a quiet street in Harbor Hills Country Club — a staffed, gated golf community featuring a championship course and clubhouse. Built with quality construction that rivals newer homes, this home boasts soaring high ceilings and an open, airy floor plan ideal for everyday living and entertaining. Two versatile flex rooms adapt to your lifestyle — home office, guest suite, bonus room, or playroom. The generous backyard offers ample space to add a future pool and create your own outdoor oasis. The side-entry golf cart garage puts the community lifestyle right at your doorstep. PRIME LOCATION: Just 7 minutes from The Villages (no CDD!), near the VA Clinic, shopping, dining, and medical facilities. Quick access to Orlando and Tampa — only 1 hour from Disney. KEY HIGHLIGHTS: ? NEW ROOF 2026 — worry-free from day one ? Low HOA ~$80/mo | No CDD fees • High ceilings & open floor plan • Side-entry golf cart garage • Staffed gated entrance, championship golf & clubhouse • 2 flex rooms (office, guest suite, bonus, playroom) • Backyard with room for a future pool • Quiet, low-traffic street location • 7 min to The Villages | 1 hr to Disney | 1 hr to Tampa Ideal as a primary residence, second home, or investment property. Don't miss this rare opportunity — schedule your private showing today! Buyer/buyer's agent to verify all measurements, HOA rules, restrictions, and fees.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,034

Sqft

0.3 ac

Lot size

2

Garage

2001

Year built

One

Levels

$187

Per sqft

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorGarden

Community & fees

HOA fee$80/mo
Taxes (2025)$5,038/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,064 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$420
HOA fee — from the listing$80
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$3,064/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$420
HOA / condo fee$80
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$365KedgeAI estimate $427,527 · range $418K$442K$460K

vs edgeAI estimate

−11.1%

$/sqft vs Lady Lake actives

$187 vs $198

Days on market

173 vs 50 typical

Where $187/sqft sits among the 206 Lady Lake actives

37
51 · this home
53
27
15
23
$129–160$160–190$190–220$220–250$250–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 39914 SUNBEAM WAY

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$306K$305K

Lady Lake median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

99 of 206

Lady Lake actives have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,900 $80K
Feb 10, 2026Listed at $459,900 · 173 days on market since
2001Built · GROVE/HARBOR HILLS

Reality check

What actually sold near 39914 SUNBEAM WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5355 GROVE MANORSold · Feb ’26

$434,000

5355 GROVE MANOR · same community

3 bd · 2 ba · 2,195 sqft · $198/sqft · 6 DOM

5556 GROVE MANORSold · Apr ’26

$300,000

5556 GROVE MANOR · same community

3 bd · 2 ba · 1,525 sqft · $197/sqft · 189 DOM

39145 TREELINE DRIVESold · Sep ’25

$430,000

39145 TREELINE DRIVE

2 bd · 2.5 ba · 2,030 sqft · $212/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 39914 SUNBEAM WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 39914 SUNBEAM WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

39914 SUNBEAM WAY FAQs

What would the monthly payment be for 39914 SUNBEAM WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,064/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 39914 SUNBEAM WAY?+

The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 39914 SUNBEAM WAY?+

The most recent tax bill on record (2025) was $5,038. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 39914 SUNBEAM WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $379,900, this home is listed about 17% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 39914 SUNBEAM WAY?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$379,900 runs 19% above the LADY LAKE 32159 median — but at 2,034 sqft it's also 22% larger than the typical Lady Lake listing.

02Time on market is leverage

173 days on market against a Lady Lake median of 50 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $459,900, now $379,900 — a $80K cut. The full history is in the market section below.

Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Heather A Bailey. MLS #OM718550.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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