
2650 COCO PLUM DRIVE, MATLACHA, FL, 33993
Active157 days on marketListed Feb 15, 2026MLS #OM718450
About this home
2650 COCO PLUM DRIVE
This canal front residential property is located at 2650 Coco Plum Drive in Cape Coral, Florida, within the Matlacha area of Lee County. The property sits along a saltwater canal that provides access to surrounding waterways consistent with local conditions and navigational regulations. Matlacha is a coastal community positioned between Pine Island and the mainland, known for its compact layout, waterfront setting, and connection to nearby fishing areas and barrier islands. The residence on the property is a single story cabin style home featuring one bedroom and one bathroom. A garage is included, offering enclosed parking and storage. The garage is equipped with a hurricane rated garage door designed to meet applicable wind resistance standards. The home is situated on a canal front lot with established shoreline improvements that support marine use. Along the water frontage, a seawall was newly constructed in 2020. A dock and boat lift were also installed in 2020, providing direct access to the canal. The boat lift includes a canvas cover, which offers protection for a vessel when not in use. Water depth, vessel suitability, and navigability should be independently verified by prospective buyers based on intended use and seasonal conditions. The roof of the home was replaced in 2021 prior to Hurricane Ian. According to the information provided, the structure did not sustain roof damage during that storm. Buyers are encouraged to conduct their own inspections to confirm the condition and remaining service life of the roof and all other improvements. The canal system connected to the property leads toward open water areas that are commonly used for boating and access to nearby fishing flats and coastal waters. The waterways also provide routes for traveling by boat to nearby islands and beaches, subject to local regulations, tides, and weather conditions. No representation is made regarding travel times or water conditions. The property is located within walking distance of local dining establishments, retail shops, and art galleries in Matlacha. The area is known for its locally owned businesses and pedestrian friendly layout. This setting allows residents to access nearby amenities without reliance on long drives while remaining connected to the broader Lee County region. Road access to the property is provided by Coco Plum Drive, a maintained residential roadway. Utilities serving the home are consistent with other residential properties in the area, though buyers should verify specific service providers and availability. Any future modifications, expansions, or changes in use should be reviewed with Lee County and applicable local agencies to ensure compliance with zoning, building, and environmental regulations. This property may be suitable for buyers seeking a small waterfront residence with established marine infrastructure in a coastal Florida community. All property details, measurements, and allowable uses should be independently verified prior to purchase.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
468
Sqft
0.06 ac
Lot size
1
Garage
1961
Year built
One
Levels
$746
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Matlacha
Get to know Matlacha. See the full Matlacha guide →
Matlacha — neighborhood snapshot
Population
317
Median age
65
Median home value
$458,300
Avg household
2
Households w/ children
47%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Matlacha market
$385K → $450K
Matlacha median sold, yr/yr
Median sold price, Matlacha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 292% above the MATLACHA 33993 median. See the full Matlacha market guide →
Paper trail
This home's history
Reality check
What actually sold near 2650 COCO PLUM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$450,000
2669 COCO PLUM DRIVE · same community
3 bd · 2 ba · 1,533 sqft · $294/sqft · 91 DOM
Sold · Jun ’26$445,000
Nearby listing
2 bd · 3 ba · 1,272 sqft · $350/sqft · 126 DOM
Sold · Sep ’25$550,000
4741/4743 PINE ISLAND ROAD NW
2 bd · 2.5 ba · 2,896 sqft · $190/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2650 COCO PLUM DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2650 COCO PLUM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2650 COCO PLUM DRIVE FAQs
What would the monthly payment be for 2650 COCO PLUM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2650 COCO PLUM DRIVE?+
The most recent tax bill on record (2025) was $2,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Matlacha?+
At $349,000, this home is listed about 76% below the Matlacha median of $1,476,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2650 COCO PLUM DRIVE?+
Pine Island Elementary School (elementary), Trafalgar Middle School (middle), Ida S. Baker High School (high), Gulf Middle School (middle), Mariner High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 292% above the MATLACHA 33993 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Pine Island Elementary School, Trafalgar Middle School, Ida S. Baker High School, Gulf Middle School, Mariner High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WHITETAIL PROPERTIES REAL ESTATE · Erik Flett. MLS #OM718450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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