David Ramirez
$247,000$260,0003 bd2 ba1,514 sqft$163 /sqft$2,073 /mo all-in ↓

61 WALNUT DRIVE, OCALA, FL, 34480

Active161 days on marketListed Feb 8, 2026MLS #OM718367

Priced 12% below the OCALA 34480 medianReduced $13KSingle Family ResidenceSILVER SPGS SHORES UN 24

About this home

61 WALNUT DRIVE

Welcome home to this beautifully laid-out 3-bedroom, 2-bath residence offering over 1,500 square feet of comfortable living space. This home features a spacious and open family room perfect for gatherings and everyday living. Enjoy indoor-outdoor living with a covered patio ideal for relaxing or entertaining. Conveniently located just 2 miles from grocery stores, restaurants, and everyday amenities, this property combines comfort, space, and accessibility. A wonderful opportunity for homeowners or investors alike!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,514

Sqft

0.23 ac

Lot size

1

Garage

2018

Year built

One

Levels

$163

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,202/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,073 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,454
FHA mortgage insurance (est.)$109
Property tax — 2025 actual bill$350
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,645Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,645
Interest rate6.00%
Loan term

Estimated payment

$2,073/mo

Principal & interest$1,454
FHA mortgage insurance (est.)$109
Property taxes (actual bill)$350
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $247K
$237KedgeAI estimate $262,877 · range $252K$282K$294K

vs edgeAI estimate

−6%

$/sqft vs SILVER SPGS SHORES UN 24

$163 vs $187

Days on market

161 vs 43 typical

Where $163/sqft sits among the 11 homes for sale in SILVER SPGS SHORES UN 24

4 · this home
2
2
1
1
1
$162–176$176–190$190–204$204–218$218–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 61 WALNUT DRIVE

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

MiddleBelleview Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

7 of 11

SILVER SPGS SHORES UN 24 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $247,000 $13K
Feb 8, 2026Listed at $260,000 · 161 days on market since
2018Built · SILVER SPGS SHORES UN 24

Reality check

What actually sold near 61 WALNUT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21 WALNUT COURSESold · Sep ’25

$275,000

21 WALNUT COURSE · same community

3 bd · 2 ba · 1,510 sqft · $182/sqft · 4 DOM

112 JUNIPER RUNSold · Jul ’25

$286,500

112 JUNIPER RUN · same community

3 bd · 2 ba · 1,532 sqft · $187/sqft · 60 DOM

112 Juniper Run, Ocala FL 34472Sold · Jul ’25

$286,500

112 Juniper Run, Ocala FL 34472 · same community

3 bd · 2 ba · 1,532 sqft · $187/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 61 WALNUT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 61 WALNUT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

61 WALNUT DRIVE FAQs

What would the monthly payment be for 61 WALNUT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,073/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 61 WALNUT DRIVE?+

The most recent tax bill on record (2025) was $4,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $247,000, this home is listed about 17% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 61 WALNUT DRIVE?+

Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34480 market on paper

$247,000 is 12% below the OCALA 34480 median of $279,950, and at $163/sqft it sits under the Ocala average of $204.

02Time on market is leverage

161 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $260,000, now $247,000 — a $13K cut. The full history is in the market section below.

Listing courtesy of OBA REALTY - MORTGAGE GROUP · Myron Scott. MLS #OM718367.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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