David Ramirez
Pending
$699,000$780,0003 bd3 ba2,473 sqft$283 /sqft$5,114 /mo all-in ↓

2815 N PRESTWICK WAY, LECANTO, FL, 34461

Pending166 days on marketListed Feb 8, 2026MLS #OM718361

Reduced $81KSingle Family ResidenceBLACK DIAMOND FOURTH ADD

About this home

2815 N PRESTWICK WAY

Offering Free temporary buydown, lowering the buyer interest rate for the first year with Preferred Lender. Also Offering sellers Concessions. Check out this 3 Bedroom 3 Bathroom 3 Car Garage Dream Golf Course Home at Citrus County's world-renowned Black Diamond Ranch. Like-new 2024-built residence offers a stunning view above street level from the 60 ft wide lanai in back on the Ranch Course Tee Box of the 17th Hole. No expense was spared to create this one-of-a-kind home boasting daily sun and moonrises and a view down the 17th fairway shared from almost every room! Premium standing seam metal roof – offering exceptional durability, energy efficiency, and timeless architectural appeal. Gourmet kitchen equipped with premium appliances, abundant cabinetry, and a large center island – perfect for casual dining or grand entertaining. Spacious primary suite boasting a luxurious bathroom with free-standing soaking tub, crown molding, and generous walk-in closets. Also features crown molding, tray ceiling and its own stunning view out the sliding glass doors leading to the covered lanai. With the walk-in shower built for two or the free-standing soaking tub enojy the comforts of a large primary bath. Backlit mirrors against vertical black tiles add ambiance and functionality while the hanging chandelier and recess lights provide beauty and illumination. With built-in closet organizers in each closet and throughout the house including the kitchen pantry this home provides ample amount of storage and space. Your guests will enjoy their own privacy in the ensuite bedroom with walk-in closet and the back bedroom offers sliding glass doors to the lanai. (Recent LIV Golf Promotion Event January 8–11, 2026) The developers of Black Diamond Ranch just invested millions in improvements to the Ranch course and homeowners will reap the benefits for years to come. Ask about membership opportunities as golf membership is not a requirement of living in this 24-hr guard gated community and access to the clubhouse with private dining, sports facilities and pool are very reasonable for such amenities. Call Today!!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,473

Sqft

0.36 ac

Lot size

3

Garage

2024

Year built

One

Levels

$283

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNorthwest
ParkingDriveway · Oversized
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$213/mo
Taxes (2025)$8,483/yr
PetsYes
CommunityAssociation Recreation - Lease · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,114 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$707
HOA fee — from the listing$213
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$5,114/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$707
HOA / condo fee$213
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$473KedgeAI estimate $532,458 · range $493K$662K$727K

vs edgeAI estimate

+31.3%

Days on market

166 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lecanto

Map of 2815 N PRESTWICK WAY

Get to know Lecanto. See the full Lecanto guide →

LECANTO 34461 — neighborhood snapshot

Population

13,289

Median age

54.8

Median income

$60,795

Median home value

$287,200

Avg household

2.47

Households w/ children

979

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lecanto market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$340K$325K

Lecanto median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the LECANTO 34461 median. See the full Lecanto market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,000 $81K
Feb 8, 2026Listed at $780,000 · 166 days on market since
2024Built · BLACK DIAMOND FOURTH ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2815 N PRESTWICK WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2815 N PRESTWICK WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2815 N PRESTWICK WAY FAQs

What would the monthly payment be for 2815 N PRESTWICK WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,114/mo — principal and interest, the actual property-tax bill, the $213/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2815 N PRESTWICK WAY?+

The association fee works out to $213 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2815 N PRESTWICK WAY?+

The most recent tax bill on record (2025) was $8,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2815 N PRESTWICK WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lecanto?+

At $699,000, this home is listed about 87% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2815 N PRESTWICK WAY?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$699,000 runs 87% above the LECANTO 34461 median — but at 2,473 sqft it's also 27% larger than the typical Lecanto listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

166 days on market against a Lecanto median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $780,000, now $699,000 — a $81K cut. The full history is in the market section below.

Listing courtesy of REMAX REALTY ONE · Dustin Bradley. MLS #OM718361.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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