5888 NW 21ST STREET, OCALA, FL, 34482
Active177 days on marketListed Feb 8, 2026MLS #OM718269
About this home
5888 NW 21ST STREET
Welcome to this beautifully maintained 2-bedroom, 2-bath concrete block home in the highly sought-after Ocala Palms, a premier 55+ golf course community offering the perfect blend of comfort, privacy, and low-maintenance Florida living. Impeccably cared for and truly move-in ready, this home features a functional floor plan with inviting living spaces, abundant natural light, and generously sized bedrooms designed for everyday comfort and effortless entertaining. One of the home's most desirable features is its private backyard, which backs to a single residential property rather than neighboring homes, creating a peaceful setting rarely found within the community. Whether you're enjoying your morning coffee or unwinding at the end of the day, this tranquil outdoor space offers a welcome sense of privacy. Combined with the low-maintenance landscaping, you'll have more time to enjoy the lifestyle you've been looking for. Life in Ocala Palms is about much more than just owning a home—it's about embracing an active, social, and carefree way of living. Residents enjoy an impressive array of resort-style amenities, including a championship golf course, beautifully appointed clubhouse, sparkling community pool and spa, fitness center, tennis and pickleball courts, bocce ball, shuffleboard, billiards, arts and crafts, card rooms, and countless clubs and organized activities. Whether your interests include golf, fitness, social gatherings, or simply relaxing with neighbors, there's always something to enjoy. Conveniently located near shopping, dining, medical facilities, and the renowned World Equestrian Center, Ocala Palms offers the perfect balance of peaceful community living with easy access to everything Ocala has to offer. Whether you're searching for a full-time residence or the perfect seasonal retreat, this meticulously maintained home combines comfort, privacy, and exceptional community amenities to deliver the very best of Florida's active adult lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,697
Sqft
0.2 ac
Lot size
2
Garage
2003
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs OCALA PALMS
$147 vs $173
Days on market
177 vs 48 typical
Where $147/sqft sits among the 9 homes for sale in OCALA PALMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 9
OCALA PALMS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5888 NW 21ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$290,000
2027 NW 50TH CIRCLE · same community
3 bd · 2 ba · 1,687 sqft · $172/sqft · 28 DOM
Sold · Jan ’26$275,000
5543 NW 25TH LOOP · same community
3 bd · 2 ba · 1,676 sqft · $164/sqft · 188 DOM
Sold · Sep ’25$344,500
5306 NW 19TH PLACE · same community
3 bd · 2 ba · 1,719 sqft · $200/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5888 NW 21ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5888 NW 21ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5888 NW 21ST STREET FAQs
What would the monthly payment be for 5888 NW 21ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,397/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5888 NW 21ST STREET?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5888 NW 21ST STREET?+
The most recent tax bill on record (2025) was $4,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5888 NW 21ST STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $249,900, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5888 NW 21ST STREET?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34482 market on paper
$249,900 is 6% below the OCALA 34482 median of $265,000, and at $147/sqft it sits under the Ocala average of $206.
02Time on market is leverage
177 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $265,000, now $249,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CRYSTAL SNOOK REAL ESTATE · Ashley Sexton. MLS #OM718269.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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