238 NW 76TH TERRACE, OCALA, FL, 34482
Active179 days on marketListed Feb 5, 2026MLS #OM718218
About this home
238 NW 76TH TERRACE
Two unique rental properties located within minutes to the World Equestrian Center and close to HWY 40. Each property sits on 0.45 acres and is zoned Agricultural, allowing animals. Newly built in 2026, everything is brand new and ready for the first occupants. Each home is fully fenced and serviced by well water and septic system. Monthly rent individually. Ideal for families with animals or for two families wishing to live on the same parcel while maintaining separate residences and privacy. There are no other properties with these features, especially Agricultural zoning, in this highly desirable location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,000
Sqft
0.45 ac
Lot size
2026
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$2 vs $184
Days on market
179 vs 48 typical
Where $2/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
145 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 238 NW 76TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$154,015
131 SW 76TH TERRACE
3 bd · 2 ba · 1,200 sqft · $128/sqft · 327 DOM
Sold · Jul ’26$110,000
7980 SW 7TH PLACE
3 bd · 2 ba · 1,296 sqft · $85/sqft · 4 DOM
Sold · May ’26$305,000
7590 SW 15TH PLACE
2 bd · 2 ba · 1,352 sqft · $226/sqft · 438 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 238 NW 76TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 238 NW 76TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
238 NW 76TH TERRACE FAQs
What would the monthly payment be for 238 NW 76TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 238 NW 76TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,600, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 238 NW 76TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34482 market on paper
$1,600 is 99% below the OCALA 34482 median of $262,035, and at $2/sqft it sits under the Ocala average of $206.
02Time on market is leverage
179 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,100, now $1,600 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KIEFER REALTY, PA · Yunia Valdes. MLS #OM718218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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