David Ramirez
$815,000$890,0002 bd1 ba1,000 sqft$815 /sqft$5,151 /mo all-in ↓

00 CLAYTON ROAD, CEDAR KEY, FL, 32625

Active185 days on marketListed Jan 19, 2026MLS #OM716937

Reduced $75KWaterfrontFully furnishedSingle Family ResidenceTIGER ISLAND 79

About this home

00 CLAYTON ROAD

Live independently. Live sustainably. Live surrounded by nature. Discover a rare opportunity to own a fully self-sufficient retreat where privacy, independence, and natural beauty come together on 60 secluded acres in the heart of Old Florida. Hidden deep within the exclusive Tiger Island Sportsman’s Club and surrounded by more than 7,200 acres of privately owned hunting and conservation land, this extraordinary property offers the freedom to live life on your own terms. Bordering the vast wilderness of the Lower Suwannee National Wildlife Refuge, this unique estate is ideal for those seeking peace and quiet, outdoor enthusiasts looking for a private recreational paradise, or anyone searching for a secure off-grid sanctuary away from crowded cities and suburban development. Built with sustainability and long-term resilience in mind, this turnkey property allows you to enjoy modern comforts while remaining completely independent. Whether your goal is retirement in nature, a family legacy retreat, a self-sustaining homestead, or a preparedness-minded getaway, this property offers an increasingly rare level of security and self-reliance. At the heart of the estate sits "The Treehouse," a beautifully crafted post-and-beam cabin completed in 2021. This approximately 1,000-square-foot residence features two bedrooms, one bathroom, and a loft, with a third bedroom and bath already dried-in and ready for completion. Thoughtfully designed to maximize natural light and capture breathtaking views, the home showcases soaring vaulted ceilings, oversized triple-pane windows, and exceptional craftsmanship throughout. The spacious screened porch overlooks wildlife corridors and natural woodlands, creating the perfect setting for morning coffee, birdwatching, or simply enjoying the peaceful sounds of nature. Beneath the home, approximately 1,200 square feet of covered space provides ample room for equipment storage, workshop space, outdoor living, or future expansion. The property's off-grid infrastructure: 10kW solar power system Lithium battery storage 12kW propane backup generator Two private wells Starlink high-speed internet Energy-efficient construction Silicone-coated metal roof designed for exceptional longevity Tiger Island Sportsman’s Club is renowned for its large acreage parcels, extensive private road system, and commitment to preserving the natural Florida environment. With nearly 25 miles of private roads, residents enjoy ATV riding, hiking, hunting, wildlife viewing, and a lifestyle that feels worlds away from the demands of modern life. Property Highlights 60 Private Acres Fully Off-Grid and Self-Sustaining 2021 Custom Post-and-Beam Cabin 2 Bedrooms + Loft Third Bedroom and Bath Ready for Completion 10kW Solar System with Battery Storage 12kW Propane Generator Two Private Wells Starlink Internet One of the Largest Ponds in the Community Creek Frontage Established Trail System and Wildlife Food Plots Surrounded by 7,200+ Acres of Conservation and Hunting Lands. Adjacent to the Lower Suwannee National Wildlife Refuge Approximately 15 Minutes to Cedar Key Turnkey and Fully Furnished Whether you're planning for retirement, seeking greater self-sufficiency, looking for a private family retreat, or simply dreaming of a place where peace and freedom still exist, this extraordinary off-grid estate offers a lifestyle few properties can match.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,000

Sqft

60 ac

Lot size

6

Garage

2021

Year built

Two

Levels

$815

Per sqft

WaterfrontFireplaceTrees/Woods viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDryer · Gas Water Heater · Range · Range Hood · Tankless Water Heater · Washer · Water Purifier · Water Softener · Whole House R.O. System
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Closet · Upper Level · Washer Hookup
CoolingMini-Split Unit(s)
HeatingPropane · Solar
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationPillar/Post/Pier · Slab
ViewTrees/Woods
FacesEast
ParkingBoat · Garage Door Opener · Garage Faces Rear · Ground Level · Off Street · Oversized · RV Garage · Under Building · Workshop in Garage
ExteriorFire Pit · Lighting · Outdoor Shower · Private Yard · RV Hookup · Sidewalk · Storage

Community & fees

HOA fee$25/mo
Taxes (2025)$3,151/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesPropane · Solar
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,151 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property tax — 2025 actual bill$263
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,500
Interest rate6.00%
Loan term

Estimated payment

$5,151/mo

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property taxes (actual bill)$263
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cedar Key

Map of 00 CLAYTON ROAD

Get to know Cedar Key. See the full Cedar Key guide →

CEDAR KEY 32625 — neighborhood snapshot

Population

1,255

Median age

62.3

Median income

$59,036

Median home value

$267,200

Avg household

1.83

Households w/ children

49%

The numbers that matter

The Cedar Key market

Seller’s marketLeans buyer14.0 months of inventoryBuyer’s market

$309K$75K

Cedar Key median sold, yr/yr

89.8%

Sale-to-list ratio (12 mo)

Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 555% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $815,000 $75K
Jan 19, 2026Listed at $890,000 · 185 days on market since
2021Built · TIGER ISLAND 79

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 00 CLAYTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 CLAYTON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

00 CLAYTON ROAD FAQs

What would the monthly payment be for 00 CLAYTON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,151/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 00 CLAYTON ROAD?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 00 CLAYTON ROAD?+

The most recent tax bill on record (2025) was $3,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 00 CLAYTON ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cedar Key?+

At $815,000, this home is listed about 101% above the Cedar Key median of $404,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$815,000 runs 555% above the CEDAR KEY 32625 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

185 days on market against a Cedar Key median of 62 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $890,000, now $815,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Cassandra Gardner. MLS #OM716937.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Cedar Key homes, in your inbox

Like 00 CLAYTON ROAD but not quite? A daily digest of every new listing in Cedar Key — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 6:24 PM UTC. The listing information on this page last changed on July 23, 2026 at 6:24 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 6:24 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 6:24 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.