502 MAIN STREET UNIT 106, HORSESHOE BEACH, FL, 32648
Active203 days on marketListed Jan 13, 2026MLS #OM716471
About this home
502 MAIN STREET UNIT 106
Looking for a place to Relax and enjoy breathtaking Gulf views from your private balcony overlooking the pool in this desirable, beautifully maintained condo at Horseshoe Cove. Experience the laid-back charm of this small fishing village, where sunny days are spent on the water and evenings are perfect for leisurely golf-cart rides to visit neighbors, friends, and take in unforgettable sunsets. Located just steps from the Gulf, this condo offers easy access to the boat ramp with direct channel access, allowing you to be on the water within minutes. Inside, the kitchen features lots of cabinet space, granite countertops and newer appliances, along with two bedrooms, two full bathrooms, and a bonus room currently used for storage, providing flexible space to suit your needs. Primary bedroom windows has great view of the water, primary bath has updated with walk-in shower .Recent updates offer peace of mind for years to come, including a newer HVAC system, new windows, a new balcony door, fresh exterior paint, and a new roof. You’ll also appreciate the convenience of your assigned parking space located directly beneath the condo. Horseshoe Cove residents enjoy excellent amenities such as a community pool with covered pavilion , boat wash station, a boat dock (repairs in progress), and a fish cleaning station.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,161
Sqft
0 ac
Lot size
2005
Year built
Two
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,045 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,045/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Horseshoe Beach
Get to know Horseshoe Beach. See the full Horseshoe Beach guide →
HORSESHOE BEACH 32648 — neighborhood snapshot
Population
250
Median age
52.5
Median income
$33,292
Median home value
$176,100
Avg household
2.34
Households w/ children
14%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Horseshoe Beach market
$408K → $408K
Horseshoe Beach median sold, yr/yr
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 502 MAIN STREET UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 502 MAIN STREET UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
502 MAIN STREET UNIT 106 FAQs
What would the monthly payment be for 502 MAIN STREET UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,045/mo — principal and interest, the actual property-tax bill, the $765/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 502 MAIN STREET UNIT 106?+
The association fee works out to $765 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 502 MAIN STREET UNIT 106?+
The most recent tax bill on record (2025) was $3,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 502 MAIN STREET UNIT 106?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Horseshoe Beach?+
At $285,000, this home is priced right at the Horseshoe Beach median.
Which schools are assigned to 502 MAIN STREET UNIT 106?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $765/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · Glenn Moore. MLS #OM716471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Horseshoe Beach homes, in your inbox
Like 502 MAIN STREET UNIT 106 but not quite? A daily digest of every new listing in Horseshoe Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →