SW 136 PLACE, CEDAR KEY, FL, 32625
Active193 days on marketListed Jan 11, 2026MLS #OM716421
About this home
SW 136 PLACE
Waterfront Opportunity for vacant buildable lots on Piney Point in Cedar Key, Florida! Discover a truly special opportunity to own one or both waterfront lots on Piney Point in the charming island community of Cedar Key, Florida. These exceptional homesites offer gorgeous, unobstructed Gulf views and the flexibility to purchase individually or together for an expansive waterfront estate. And walk to the Cedar Key airstrip if you have a plane! Nestled on a private, tranquil cove, the lots enjoy a unique natural advantage: a small slice of conservation beach directly out front, creating a protective buffer from direct boat traffic while preserving the peaceful setting and pristine views. From your future home, take in sweeping open-water vistas of Atsena Island and Snake Key, both part of the historic and scenic island chain that defines the Cedar Keys. This serene location blends privacy, natural beauty, and classic Old Florida charm. Cedar Key is a laid-back island town just off the coast of Levy County, known for its rich Florida railroad and fishing history, seafood, littleneck clams, fishing for grouper, redfish, trout, shopping, and provisions in locally owned restaurants and bars. Whether you envision a coastal retreat, investment opportunity, or a legacy waterfront home, these Piney Point lots offer a rare combination of protected shoreline, panoramic views, and island tranquility—a true gem on Florida’s Gulf Coast.
Facts & features
The home at a glance
0.75 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,976 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,976/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.8%
Sale-to-list ratio (12 mo)
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 322% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW 136 PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 136 PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SW 136 PLACE FAQs
What would the monthly payment be for SW 136 PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,976/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 136 PLACE?+
The most recent tax bill on record (2025) was $5,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cedar Key?+
At $525,000, this home is listed about 30% above the Cedar Key median of $404,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 322% above the CEDAR KEY 32625 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
193 days on market against a Cedar Key median of 62 — sellers in this position are usually ready to negotiate.
Listing courtesy of COOKIE KING REAL ESTATE, INC · Cookie King. MLS #OM716421.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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