David Ramirez
$299,0003 bd2 ba1,225 sqft$244 /sqft$2,095 /mo all-in ↓

2120 SE 41ST WAY, TRENTON, FL, 32693

Active204 days on marketListed Jan 10, 2026MLS #OM716379

WaterfrontSingle Family ResidenceUNIT 2 LAKE IN THE WOODS SUB

About this home

2120 SE 41ST WAY

PRICE UPDATE! Back on the market through no fault of house or seller! An almost new lake front home for under $300,000!! Welcome to 2120 SE 41st Way, a 2023-built single-family home offering 3 bedrooms and 2 bathrooms within 1,225 square feet of thoughtfully designed living space. This home features an open-concept layout that maximizes natural light and functionality. The kitchen flows seamlessly into the main living area, making it ideal for everyday living and entertaining. The primary bedroom includes a private bathroom, while two additional bedrooms provide flexible space for a variety of needs. Enjoy tranquil lake views from the 1.18 acre property, offering a peaceful outdoor setting and an opportunity to appreciate the surrounding natural environment.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,225

Sqft

1.18 ac

Lot size

2023

Year built

One

Levels

$244

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$509/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,095 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,095/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Trenton actives

$244 vs $188

Days on market

204 vs 48 typical

Where $244/sqft sits among the 36 Trenton actives

5
5
12
9
0 · this home
5
$93–128$128–164$164–199$199–234$234–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trenton

Map of 2120 SE 41ST WAY

Get to know Trenton. See the full Trenton guide →

TRENTON 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Trenton market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$168K$218K

Trenton median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

21 of 36

Trenton actives have cut their price

Median sold price, Trenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the TRENTON 32693 median. See the full Trenton market guide →

Paper trail

This home's history

Jan 10, 2026Listed at $299,000 · 204 days on market since
2023Built · UNIT 2 LAKE IN THE WOODS SUB

Reality check

What actually sold near 2120 SE 41ST WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5387 SE 36TH STREETSold · May ’26

$95,000

5387 SE 36TH STREET

3 bd · 2 ba · 1,216 sqft · $78/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2120 SE 41ST WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2120 SE 41ST WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2120 SE 41ST WAY FAQs

What would the monthly payment be for 2120 SE 41ST WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,095/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2120 SE 41ST WAY?+

The most recent tax bill on record (2025) was $509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Trenton?+

At $299,000, this home is listed about 9% above the Trenton median of $275,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$299,000 runs 58% above the TRENTON 32693 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

204 days on market against a Trenton median of 48 — sellers in this position are usually ready to negotiate.

Listing courtesy of SOUTHERN ASSOCIATES REALTY LLC · Julie Baker. MLS #OM716379.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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