David Ramirez
$314,900$339,0003 bd2 ba1,860 sqft$169 /sqft$2,284 /mo all-in ↓

8261 NE 118TH TERRACE, BRONSON, FL, 32621

Active191 days on marketListed Jan 14, 2026MLS #OM716296

Reduced $24KManufactured HomeFOREST PARK UNIT 2

About this home

8261 NE 118TH TERRACE

2.41 Acres on PAVED road! Meticulously clean 3/2 HOME. TAKE A LOOK---> NO HOA! Has PAVED driveway. Property is large enough to have an Additional Dwelling Unit (ADU) another home that can have its own entrance from the road on the backside. Reduce your electric bill...this home has Solar Panels!! and R50 insulation in ceiling. 12' x 16' She Shed is insulated, has electric and AC. This Skyline home has many upgrades such as Sheetrock Walls and Crown Molding throughout. Kitchen has Quartz Counters, Pantry, Farmhouse Kitchen Sink, NEW Stove & Refrigerator, lighting under the cabinets and ceramic tile backsplash. Living Room is spacious with vaulted ceiling. Enter the Beautiful Florida Room with its high ceiling and mini split to keep you comfortable all through the year. Primary Bedroom has walk-in Closet and a HUGE walk-in Shower with TWO separate showerheads and a Bench in the ensuite Bathroom. More storage space is in the Laundry Room, and it has a walk-in Pantry/Storage Closet. There is a detached metal carport-shed combo just out the side door. New HVAC in 2023. So much space on this 2.41-acre lot for gardens, animals, firepit, swimming pool, workshop. This comfortable home & land is only 30 minutes from Gainesville. A 40-minute drive will take you to Cedar Key and the Gulf of America. Goethe State Forest is close by for Hiking, ATV riding, or Equestrian Pursuits. Williston is known for Scuba Diving in Blue Grotto or Devils Den.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,860

Sqft

2.41 ac

Lot size

2018

Year built

One

Levels

$169

Per sqft

Inside

FlooringCarpet
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesWest
ExteriorRain Gutters

Community & fees

Taxes (2025)$1,567/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,284 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,022
Interest rate6.00%
Loan term

Estimated payment

$2,284/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$131
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bronson actives

$169 vs $182

Days on market

191 vs 56 typical

Where $169/sqft sits among the 31 Bronson actives

18 · this home
8
1
2
0
2
$98–193$193–288$288–382$382–477$477–572$572+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bronson

Map of 8261 NE 118TH TERRACE

Get to know Bronson. See the full Bronson guide →

BRONSON 32621 — neighborhood snapshot

Population

5,540

Median age

42.3

Median income

$52,840

Median home value

$114,200

Avg household

2.35

Households w/ children

682

The numbers that matter

The Bronson market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$233K$230K

Bronson median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

16 of 31

Bronson actives have cut their price

Median sold price, Bronson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 585% above the BRONSON 32621 median. See the full Bronson market guide →

Paper trail

This home's history

CurrentPrice reduced to $314,900 $24K
Jan 14, 2026Listed at $339,000 · 191 days on market since
2018Built · FOREST PARK UNIT 2

Reality check

What actually sold near 8261 NE 118TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9930 68TH STREET NSold · Jan ’26

$355,000

9930 68TH STREET N · same community

2 bd · 2 ba · 1,242 sqft · $286/sqft · 3 DOM

12591 NE 75TH STREETSold · Nov ’25

$215,000

12591 NE 75TH STREET

3 bd · 3.5 ba · 1,824 sqft · $118/sqft · 30 DOM

12650 NE 70TH STREETSold · Oct ’25

$465,000

12650 NE 70TH STREET

3 bd · 3.5 ba · 1,814 sqft · $256/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8261 NE 118TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8261 NE 118TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8261 NE 118TH TERRACE FAQs

What would the monthly payment be for 8261 NE 118TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8261 NE 118TH TERRACE?+

The most recent tax bill on record (2025) was $1,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bronson?+

At $314,900, this home is listed about 26% above the Bronson median of $249,999. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$314,900 runs 585% above the BRONSON 32621 median — but at 1,860 sqft it's also 28% larger than the typical Bronson listing.

02Time on market is leverage

191 days on market against a Bronson median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $339,000, now $314,900 — a $24K cut. The full history is in the market section below.

Listing courtesy of COOKIE KING REAL ESTATE, INC · Diana Naisbett. MLS #OM716296.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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