SE 175TH TERRACE, SILVER SPRINGS, FL, 34488
Active187 days on marketListed Jan 28, 2026MLS #OM716227
About this home
SE 175TH TERRACE
A rare find indeed! .56 acre buildable lot on 185 acre North Lake Bryant in Silver Springs Village. R4 zoning to allow site built or mobile homes. Front half of the lot is in flood zone X for a great high and dry homesite. Lightly treed to keep clearing costs down. Community features paved roads and a community boat ramp.
Facts & features
The home at a glance
0.59 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$395 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$395/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $237K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near SE 175TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$117,900
2445 SE 174TH COURT · same community
2 bd · 2 ba · 805 sqft · $146/sqft · 114 DOM
Sold · Aug ’25$80,100
1930 SE 173RD COURT · same community
2 bd · 1.5 ba · 892 sqft · $90/sqft · 3 DOM
Sold · Oct ’25$160,000
2324 SE 175TH TERRACE · same community
3 bd · 2 ba · 1,080 sqft · $148/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SE 175TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SE 175TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SE 175TH TERRACE FAQs
What would the monthly payment be for SE 175TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SE 175TH TERRACE?+
The most recent tax bill on record (2025) was $322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $32,900, this home is listed about 86% below the Silver Springs median of $227,450. The market section on this page shows how the area is trending.
Which schools are assigned to SE 175TH TERRACE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SILVER SPRINGS 34488 market on paper
$32,900 is 65% below the SILVER SPRINGS 34488 median of $95,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
187 days on market against a Silver Springs median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $39,900, now $32,900 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PRETTY PENNY PROPERTIES, INC. · Allison Penny. MLS #OM716227.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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