1409 E FERGASON LANE, DUNNELLON, FL, 34434
Active199 days on marketListed Jan 6, 2026MLS #OM716057
About this home
1409 E FERGASON LANE
Build now or hold for appreciation. This .34-acre single-family lot offers a rare sense of privacy and space. The rear of the property backs to a 7-acre park with permanent green views and no future construction, while the right side borders a city drainage area, meaning no neighbors behind or on one side. The lot allows for a custom home with space for a small guest house (subject to local regulations). Located in Citrus Springs, a fast-growing area known for new development, strong demand, and long-term value. Not in a flood zone. A solid opportunity for builders, investors, or buyers seeking privacy, nature, and growth potential.
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 1409 E FERGASON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$362,000
8451 N ALAMEDA DRIVE · same community
3 bd · 2 ba · 1,710 sqft · $212/sqft · 0 DOM
Sold · Nov ’25$434,500
1467 E ODIN DRIVE · same community
4 bd · 2.5 ba · 2,188 sqft · $199/sqft · 117 DOM
Sold · Feb ’26$200,000
10469 N CASABA
3 bd · 2 ba · 1,232 sqft · $162/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1409 E FERGASON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1409 E FERGASON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1409 E FERGASON LANE FAQs
What would the monthly payment be for 1409 E FERGASON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $279/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1409 E FERGASON LANE?+
The most recent tax bill on record (2025) was $208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $16,000, this home is listed about 95% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the DUNNELLON 34434 market on paper
$16,000 is 48% below the DUNNELLON 34434 median of $31,000.
02Time on market is leverage
199 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $18,000, now $16,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cristina Osorio Norena. MLS #OM716057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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