4000 SE 98TH PLACE, BELLEVIEW, FL, 34420
Active203 days on marketListed Jan 2, 2026MLS #OM715830
About this home
4000 SE 98TH PLACE
Virtually Staged. Need More Space Without Breaking the Budget? Located in Cobblestone North, this 3-bedroom, 2-bath home offers over 2,000 square feet of living space plus a bonus room that could function as a 4th bedroom, office, or flex room. Inside you’ll find vaulted ceilings, a split-bedroom layout, spacious living areas, and a private primary suite with dual walk-in closets. The primary en-suite includes dual vanities, a garden tub, and a separate shower. Outside, enjoy a covered patio and fenced-style privacy on a generous 0.25-acre lot. With a 2-car garage and flexible floor plan, this home delivers the extra space many buyers need at a value that’s hard to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,035
Sqft
0.25 ac
Lot size
2
Garage
2019
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs Belleview actives
$162 vs $177
Days on market
203 vs 31 typical
Where $162/sqft sits among the 138 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$255K → $276K
Belleview median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
70 of 138
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 4000 SE 98TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
4073 SE 99TH LANE · same community
3 bd · 2 ba · 1,862 sqft · $166/sqft · 19 DOM
Sold · Mar ’26$200,000
3883 SE 99TH STREET · same community
4 bd · 2 ba · 1,775 sqft · $113/sqft · 102 DOM
Sold · Jul ’26$285,000
3883 SE 99TH STREET · same community
4 bd · 2 ba · 1,775 sqft · $161/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4000 SE 98TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4000 SE 98TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4000 SE 98TH PLACE FAQs
What would the monthly payment be for 4000 SE 98TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,540/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4000 SE 98TH PLACE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4000 SE 98TH PLACE?+
The most recent tax bill on record (2025) was $3,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4000 SE 98TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleview?+
At $330,000, this home is listed about 16% above the Belleview median of $283,735. The market section on this page shows how the area is trending.
Which schools are assigned to 4000 SE 98TH PLACE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$330,000 runs 28% above the BELLEVIEW 34420 median — but at 2,035 sqft it's also 22% larger than the typical Belleview listing.
02Time on market is leverage
203 days on market against a Belleview median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $335,000, now $330,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HS FLORIDA · Delenie Roman. MLS #OM715830.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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