David Ramirez
$350,000$400,0002 bd2 ba1,554 sqft$225 /sqft$2,571 /mo all-in ↓

12575 W FOSS GROVES PATH, INGLIS, FL, 34449

Active208 days on marketListed Dec 28, 2025MLS #OM715206

Reduced $50KWaterfrontSingle Family ResidenceEDGEWATER SHORES UNREC

About this home

12575 W FOSS GROVES PATH

BOAT DOCK & DIRECT GULF ACCESS! You’ve found it—an exceptional riverfront retreat on the Withlacoochee River. This beautifully maintained 2-bedroom, 2-bath home with a versatile flex room offers 1,554 sq. ft. of living space on .83 acres, featuring an inviting open floor plan ideal for both everyday living and entertaining. The home features a spacious, well-appointed kitchen with ample cabinetry, generous counter space, bar area and a functional layout that flows effortlessly into the main living room, perfect for hosting family and friends. New AC just installed inside and out 3/2026. The spacious primary suite includes an en-suite bath and a large walk-in closet. The flex room provides endless possibilities as a home office, workspace, hobby room, or additional sleeping area. Step outside and enjoy your own private oasis overlooking the river. Follow the path to your private boat dock, offering direct Gulf access—ideal for boating, fishing, or kayaking. Additional highlights include a durable metal roof and paid-in-full solar panels for energy efficiency and peace of mind. Two large sheds add incredible functionality: one equipped with power and A/C, perfect for a home office or climate controled storage. A second shed perfect for storing tools, equipment, or recreational toys. Enjoy unmatched privacy with the river bordering one side of the property and state forest on the other. A rare opportunity to own a peaceful waterfront property with space, privacy, and access to Florida’s best outdoor lifestyle. Schedule your showing today! This High and Dry home has never had water inside.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,554

Sqft

0.83 ac

Lot size

2002

Year built

One

Levels

$225

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringLaminate
AppliancesDishwasher · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Water Filtration System
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Solar

Outside & construction

RoofMetal
ConstructionOther · Vinyl Siding · Wood Siding
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorLighting · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$2,344/yr

Utilities & systems

UtilitiesElectricity Connected · Solar
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,571 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,571/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Inglis actives

$225 vs $204

Days on market

208 vs 61 typical

Where $225/sqft sits among the 12 Inglis actives

2
2
5
0 · this home
1
2
$88–131$131–175$175–219$219–263$263–307$307+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inglis

Map of 12575 W FOSS GROVES PATH

Get to know Inglis. See the full Inglis guide →

INGLIS 34449 — neighborhood snapshot

Population

3,508

Median age

52.1

Median income

$52,760

Median home value

$143,900

Avg household

2.25

Households w/ children

332

The numbers that matter

The Inglis market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$189K$473K

Inglis median sold, yr/yr

91.8%

Sale-to-list ratio (12 mo)

8 of 12

Inglis actives have cut their price

Median sold price, Inglis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 121% above the INGLIS 34449 median. See the full Inglis market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $50K
Dec 28, 2025Listed at $400,000 · 208 days on market since
2002Built · EDGEWATER SHORES UNREC

Reality check

What actually sold near 12575 W FOSS GROVES PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9 CYPRESS LANESold · Jan ’26

$275,000

9 CYPRESS LANE

2 bd · 2 ba · 1,562 sqft · $176/sqft · 127 DOM

12739 W FLAXEN DRIVESold · Dec ’25

$320,000

12739 W FLAXEN DRIVE

3 bd · 2 ba · 1,613 sqft · $198/sqft · 140 DOM

340 DEBRA STREETSold · Mar ’26

$190,000

340 DEBRA STREET

3 bd · 2 ba · 1,404 sqft · $135/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12575 W FOSS GROVES PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12575 W FOSS GROVES PATH — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12575 W FOSS GROVES PATH FAQs

What would the monthly payment be for 12575 W FOSS GROVES PATH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,571/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12575 W FOSS GROVES PATH?+

The most recent tax bill on record (2025) was $2,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inglis?+

At $350,000, this home is listed about 39% above the Inglis median of $251,950. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$350,000 runs 121% above the INGLIS 34449 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

208 days on market against a Inglis median of 61 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $400,000, now $350,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of HERRON REAL ESTATE LLC · Frank Ely. MLS #OM715206.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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