David Ramirez
$603,200$679,0003 bd3 ba2,708 sqft$223 /sqft$4,206 /mo all-in ↓

2618 N CARNOUSTIE LOOP, LECANTO, FL, 34461

Active244 days on marketListed Nov 21, 2025MLS #OM713983

Reduced $76KSingle Family ResidenceBLACK DIAMOND FOURTH ADD

About this home

2618 N CARNOUSTIE LOOP

See Realtor remarks. Meticulously maintained 3/3 home with a golf course view and stunning sunsets. This tastefully decorated home is timeless as well as spotless and move in ready. One guest bedroom is an en-suite for guests comfort. This is a uniquely designed home with access from the master bedroom through the master closet directly into the laundry room. Situated on Diamond Dunes within the gated community of Black Diamond Ranch, the mature oaks are reminiscent of a North Carolina location….Tranquility comes to mind every time you drive through the manned gatehouse and see the beautiful Quarry Course lake. Black Diamond is known for the famed Quarry Course, Ranch Course and the Highlands Course but the heart of the community is the clubhouse. All membership levels are optional, the current initiation fee is $75,000, this home offers a seller credit of $20,000 off the initiation fee for a full golf membership, should you be interested in joining. This is a must see home to appreciate all it has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,708

Sqft

0.38 ac

Lot size

2

Garage

2007

Year built

One

Levels

$223

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Wood Cabinets · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$230/mo
Taxes (2024)$4,025/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,206 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,255
PMI (est., until 20% equity)$226
Property tax — 2024 actual bill$335
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,320Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,320
Interest rate6.00%
Loan term

Estimated payment

$4,206/mo

Principal & interest$3,255
PMI (est., until 20% equity)$226
Property taxes (actual bill)$335
HOA / condo fee$230
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $603K
$452KedgeAI estimate $520,491 · range $471K$644K$670K

vs edgeAI estimate

+15.9%

Days on market

244 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lecanto

Map of 2618 N CARNOUSTIE LOOP

Get to know Lecanto. See the full Lecanto guide →

LECANTO 34461 — neighborhood snapshot

Population

13,289

Median age

54.8

Median income

$60,795

Median home value

$287,200

Avg household

2.47

Households w/ children

979

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lecanto market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$340K$325K

Lecanto median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the LECANTO 34461 median. See the full Lecanto market guide →

Paper trail

This home's history

CurrentPrice reduced to $603,200 $76K
Nov 21, 2025Listed at $679,000 · 244 days on market since
2007Built · BLACK DIAMOND FOURTH ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2618 N CARNOUSTIE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2618 N CARNOUSTIE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2618 N CARNOUSTIE LOOP FAQs

What would the monthly payment be for 2618 N CARNOUSTIE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,206/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2618 N CARNOUSTIE LOOP?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2618 N CARNOUSTIE LOOP?+

The most recent tax bill on record (2024) was $4,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2618 N CARNOUSTIE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lecanto?+

At $603,200, this home is listed about 61% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2618 N CARNOUSTIE LOOP?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$603,200 runs 57% above the LECANTO 34461 median — but at 2,708 sqft it's also 39% larger than the typical Lecanto listing.

02Time on market is leverage

244 days on market against a Lecanto median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $679,000, now $603,200 — a $76K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM713983.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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