David Ramirez
$414,000$460,0004 bd3.5 ba2,835 sqft$146 /sqft$3,366 /mo all-in ↓

8598 SW 59TH TERRACE, OCALA, FL, 34476

Active242 days on marketListed Nov 24, 2025MLS #OM713972

Reduced $46KSingle Family ResidenceBROOKHAVEN PH 1

About this home

8598 SW 59TH TERRACE

STUNNING OCALA RETREAT | Luxury Camden Model with In-Law Suite. Discover resort-style living in Ocala’s premier growth corridor! Situated on a sprawling 0.33-acre lot, this impeccably maintained 4-bedroom, 3.5-bathroom residence spans 2,835 sq. ft. of modern luxury and functional design. Built in 2021, this home bypasses the wait for new construction while offering thousands in premium, modern upgrades.The Ultimate Multi-Generational Layout. The highly sought-after Camden Model is expertly designed for the modern, extended family:Private In-Law Suite: A dedicated, attached wing featuring 1 bedroom and 1 full bathroom—perfect for guests, multi-generational living, or long-term family comfort.Jack-and-Jill Suite: Bedrooms 2 and 3 share a perfectly designed bath, ideal for children, a multi-kid setup, or a quiet home office.Flexible Living Space: Features two distinct living areas, a formal dining room, and a bright breakfast nook for casual mornings.$30K+ Backyard Oasis & Premium Upgrades Step outside into your personal " Backyard" sanctuary, fully irrigated and beautifully framed by lush, privacy hedges:Gourmet Outdoor Living: Professional landscape lighting illuminates a new, custom $30k decorative stone path leading to your private fire pit area.Relaxation Ready: Unwind in the covered patio or relax under the extended concrete patio featuring a retractable sun awning/shade.Interior Touches: Enjoy upgraded designer lighting throughout, durable tile in the main living areas, tray ceilings, and an open-concept chef's kitchen with solid surface counters. The 3-car attached garage also features a pristine epoxy-finished floor.Location & Lifestyle: WEC & Medical Proximity. Perfectly positioned for convenience, hobbyists, and professionals alike:Equestrian Access: Located just minutes from the world-renowned World Equestrian Center (WEC) and gorgeous local riding trails.Medical & Commuter Friendly: Enjoy close proximity to top-rated hospitals and medical centers, West Port High School, and easy access to I-75 and SR-200.Community Perks: Nestled in the gated Brookhaven community, featuring a resort-style pool, fitness center, dog park, and playground. Low HOA fees even include 2x weekly trash removal!Special Buyer Incentive Up to 2% Buyer Credit available—keep more money in your pocket at closing! • Year Built: 2021 • Garage: 3-Car Attached (Epoxy Floor) • Lot Size: 0.33 Acres (Irrigated) professional landscaped • Features: In-Law Suite, Fire Pit, sun awning, updated interior lights, professional landscaping extensive privacy landscape and lighting, water softner for whole house

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,835

Sqft

0.33 ac

Lot size

3

Garage

2021

Year built

One

Levels

$146

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorFire Pit · Lighting · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$96/mo
Taxes (2024)$5,879/yr
PetsYes
CommunityDog Park · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,366 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,437
FHA mortgage insurance (est.)$183
Property tax — 2024 actual bill$490
HOA fee — from the listing$96
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,490
Interest rate6.00%
Loan term

Estimated payment

$3,366/mo

Principal & interest$2,437
FHA mortgage insurance (est.)$183
Property taxes (actual bill)$490
HOA / condo fee$96
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $414K
$376KedgeAI estimate $398,314 · range $392K$415K$432K

vs edgeAI estimate

+3.9%

$/sqft vs Ocala actives

$146 vs $181

Days on market

242 vs 43 typical

Where $146/sqft sits among the 400 Ocala actives

125 · this home
164
67
14
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brookhaven

Map of 8598 SW 59TH TERRACE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

Brookhaven — neighborhood snapshot

Population

149

Median age

44

Median income

$100,429

Median home value

$285,200

Avg household

3

Households w/ children

20%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $414,000 $46K
Nov 24, 2025Listed at $460,000 · 242 days on market since
2021Built · BROOKHAVEN PH 1

Reality check

What actually sold near 8598 SW 59TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5864 SW 83RD LANESold · Jul ’26

$378,550

5864 SW 83RD LANE · same community

4 bd · 3 ba · 2,868 sqft · $132/sqft · 24 DOM

8291 SW 59TH TERRACESold · Feb ’26

$420,000

8291 SW 59TH TERRACE · same community

4 bd · 3 ba · 3,000 sqft · $140/sqft · 14 DOM

5833 SW 85TH PLACESold · Jan ’26

$371,250

5833 SW 85TH PLACE · same community

4 bd · 3 ba · 2,344 sqft · $158/sqft · 182 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8598 SW 59TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8598 SW 59TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8598 SW 59TH TERRACE FAQs

What would the monthly payment be for 8598 SW 59TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,366/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8598 SW 59TH TERRACE?+

The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8598 SW 59TH TERRACE?+

The most recent tax bill on record (2024) was $5,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8598 SW 59TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $414,000, this home is listed about 38% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8598 SW 59TH TERRACE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$414,000 runs 43% above the OCALA 34476 median — but at 2,835 sqft it's also 64% larger than the typical Ocala listing.

02Time on market is leverage

242 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $460,000, now $414,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of PROFESSIONAL REALTY OF OCALA · Jeanne Herzig-Arena. MLS #OM713972.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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