00 STATE RD 20, PALATKA, FL, 32177
Active263 days on marketListed Nov 2, 2025MLS #OM712738
About this home
00 STATE RD 20
Great commercial opportunity with this 10-acre tract of land located directly on the recently completed 4-laned SR 20 between Palatka and Interlachen. Easy access to SR-19, US-17, SR-100, and west to US-301, US-441 and I-75. Dedicated turn lane on SR-20, curb/gutter and sidewalk. Property currently has 40+ years of Pine timber. According to available data, no wetlands and not in a FEMA flood zone. Make your move today.
Facts & features
The home at a glance
10.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$182K → $279K
Palatka median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 217% above the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 00 STATE RD 20
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
596 STATE ROAD 20
2 bd · 2 ba · 1,632 sqft · $193/sqft · 89 DOM
Sold · Aug ’25$400,000
130 WALKER AVENUE
3 bd · 2 ba · 1,788 sqft · $224/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 00 STATE RD 20 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 STATE RD 20 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
00 STATE RD 20 FAQs
What would the monthly payment be for 00 STATE RD 20?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,955/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 STATE RD 20?+
The most recent tax bill on record (2024) was $1,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $424,900, this home is listed about 63% above the Palatka median of $259,900. The market section on this page shows how the area is trending.
Which schools are assigned to 00 STATE RD 20?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Kimberly Morris. MLS #OM712738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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