3259 NE 102ND AVENUE ROAD, SILVER SPRINGS, FL, 34488
Active284 days on marketListed Oct 29, 2025MLS #OM712458
About this home
3259 NE 102ND AVENUE ROAD
Wilderness Town Park – Beautiful Lot with 2022 Forest River Cedar Creek Cottage 40CFK2 Welcome to Wilderness Town Park, a peaceful 55+ community surrounded by natural beauty and modern amenities. This beautifully landscaped lot features a stunning 2022 Forest River Cedar Creek Cottage 40CFK2 destination camper, offering the perfect combination of comfort, style, and convenience. The lot includes paver walkways, composite decking, and a storage shed equipped with a washer and dryer. The camper comes with a 7-year extended warranty that is transferable to the new owner, with four years remaining. Inside, you’ll find a bright and airy open floor plan with luxury vinyl plank flooring throughout. The kitchen is designed for both functionality and entertaining, featuring wood soft-close cabinetry, a dishwasher, gas stove, full-size refrigerator with ice maker, a center island, abundant counter space, and a pantry with pull-out shelving. The living room is warm and inviting with a 50-inch flat-screen TV and electric fireplace. The bathroom offers a spa-like experience with double sinks and a full-size shower, while the bedroom provides a comfortable king-size bed and plenty of built-in storage. Outdoor enthusiasts will love being just a short stroll from the Ocklawaha River, perfect for kayaking and fishing. The property also offers direct access to the extensive Greenway hiking trails, ideal for daily walks and wildlife viewing. Community amenities include a clubhouse for social gatherings, a heated pool and hot tub for year-round relaxation, a fitness center, and shuffleboard courts. The HOA fee covers lawn care, water, sewer, trash, and road maintenance, providing truly carefree living. Located just minutes from Silver Springs State Park, shopping, restaurants, and historic downtown Ocala, this property also offers convenient access to Ormond Beach, only about an hour away. Don’t miss this rare opportunity to own property in a serene, nature-filled 55+ community.
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,338 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,338/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 3259 NE 102ND AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE · same community
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Sep ’25$165,000
3067 NE 102ND AVENUE ROAD · same community
1 bd · 1 ba · 497 sqft · $332/sqft · 106 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE · same community
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3259 NE 102ND AVENUE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3259 NE 102ND AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3259 NE 102ND AVENUE ROAD FAQs
What would the monthly payment be for 3259 NE 102ND AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,338/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3259 NE 102ND AVENUE ROAD?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3259 NE 102ND AVENUE ROAD?+
The most recent tax bill on record (2024) was $604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3259 NE 102ND AVENUE ROAD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $139,900, this home is listed about 35% below the Silver Springs median of $215,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3259 NE 102ND AVENUE ROAD?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SANCTUARY SOUTH REALTY · Amy Denesha. MLS #OM712458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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