1283 ZANDER AVENUE SE, PALM BAY, FL, 32909
Active285 days on marketListed Oct 23, 2025MLS #OM712075
About this home
1283 ZANDER AVENUE SE
Build your dream home on this spacious .34-acre lot in a quiet and developing area of SE Palm Bay. Surrounded by newer homes, this property offers plenty of room for your custom design, pool, or garden. Conveniently located near shopping, schools, parks, and major roadways, with quick access to I-95 and the beaches. No HOA or deed restrictions—enjoy the freedom to create your ideal Florida lifestyle!
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$520 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$520/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1283 ZANDER AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$195,000
1124 WABASH ROAD SE · same community
2 bd · 1 ba · 904 sqft · $216/sqft · 0 DOM
Sold · Sep ’25$280,000
1384 VANCOUVER AVENUE SE · same community
3 bd · 2 ba · 1,239 sqft · $226/sqft · 13 DOM
Sold · Aug ’25$290,000
1649 Talbott Street SE, Palm Bay FL 32909 · same community
3 bd · 2 ba · 1,276 sqft · $227/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1283 ZANDER AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1283 ZANDER AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1283 ZANDER AVENUE SE FAQs
What would the monthly payment be for 1283 ZANDER AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $520/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1283 ZANDER AVENUE SE?+
The most recent tax bill on record (2024) was $627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $48,688, this home is listed about 86% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1283 ZANDER AVENUE SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L · Kelly Treadaway. MLS #OM712075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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