
6526 N EARLSHIRE TERRACE, CITRUS SPRINGS, FL, 34434
Active291 days on marketListed Oct 22, 2025MLS #OM711925
About this home
6526 N EARLSHIRE TERRACE
SELLER WILL INSTALL VINYL PRIVACY FENCE IN THE BACKYARD WITH ACCEPTABLE OFFER!! This brand-new construction modern farmhouse is nestled in the quiet, somewhat secluded Citrus Springs community, an up-and-coming area offering both tranquility and convenience. This stunning custom-built home features 3 bedrooms, 2 bathrooms. Situated on Earlshire Terrace, this prime location is just minutes from N. Lecanto Hwy and the Suncoast Parkway, and only 30 minutes from Ocala, the World Equestrian Center, and HITS. The spacious, open-concept floor plan is bathed in natural light and enhanced by vaulted ceilings in the main living areas. The heart of the home is the chef's kitchen and dining room combination, featuring granite countertops, tile backsplash, upgraded shaker-style cabinetry with soft-close hinges, and top-of-the-line Whirlpool appliances. The large sit-down island provides perfect guest seating and flows seamlessly into the expansive great room, which boasts large windows, a ceiling fan, and ideal space for entertaining. The luxurious primary suite offers a true retreat with a recessed tray ceiling, and ceiling fan. The ensuite bathroom is elegant with tile floors, a curb-less oversized walk-in shower with designer tile walls, a pebble floor, recessed shampoo niche, dual vanity sinks with granite countertops, and bronze single-lever faucets. The large walk-in closet includes ample shelving and shoe storage. The second and third bedrooms are generously sized, featuring large windows, ceiling fans, and closets with additional shelving. Additional highlights include a spacious guest bathroom with tile floors, a shower/tub combo with tile walls and recessed shampoo niche, and a large mirrored cabinet for storage. The oversized laundry room includes a wash tub and a full-size Whirlpool washer and dryer. The deep garage accommodates a standard pickup truck and has ceiling-mounted air conditioning to maximize space. Outside, the home features a covered front porch with maintenance-free vinyl ceiling, a large 12’ x 14’ rear patio, and a fully sodded yard. Power is underground, ensuring no unsightly wires, and the home is connected to city water with a standard septic system that requires no pump or maintenance contract. Energy-efficient details include low-maintenance, waterproof vinyl plank flooring throughout (no carpet), LED lighting, and double-pane low-E vinyl windows with screens. This 2025-built home is move-in ready—just bring your clothes and dishes! With thoughtful upgrades throughout and built by a 40-year Florida State Certified General Contractor who takes pride in quality, this modern farmhouse offers the perfect combination of style, functionality, and location. Don’t miss the opportunity to own this beautiful home in Citrus Springs’ peaceful yet accessible community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,491
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,867 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Citrus Springs actives
$179 vs $170
Days on market
291 vs 82 typical
Where $179/sqft sits among the 234 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
130 of 234
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 791% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 6526 N EARLSHIRE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$277,000
6440 N NEW JAPAN TERRACE · same community
3 bd · 2 ba · 1,491 sqft · $186/sqft · 172 DOM
Sold · Feb ’26$279,000
6414 N NEW JAPAN TERRACE · same community
3 bd · 2 ba · 1,491 sqft · $187/sqft · 88 DOM
Sold · Jul ’26$260,000
6447 N NEW JAPAN TERRACE · same community
3 bd · 3 ba · 1,491 sqft · $174/sqft · 235 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6526 N EARLSHIRE TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6526 N EARLSHIRE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6526 N EARLSHIRE TERRACE FAQs
What would the monthly payment be for 6526 N EARLSHIRE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6526 N EARLSHIRE TERRACE?+
The most recent tax bill on record (2024) was $180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $267,400, this home is listed about 3% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6526 N EARLSHIRE TERRACE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$267,400 runs 791% above the CITRUS SPRINGS 34434 median.
02Time on market is leverage
291 days on market against a Citrus Springs median of 82 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $278,900, now $267,400 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR-INVERNESS · Katie Hensley. MLS #OM711925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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