4567 N GRASS ISLAND TERRACE, HERNANDO, FL, 34442
Active276 days on marketListed Oct 21, 2025MLS #OM711092
About this home
4567 N GRASS ISLAND TERRACE
Welcome to your dream home in the beautiful gated, 55+ adult Arbor Lakes Community! This 3-bedroom, 2-bathroom home features an open floor plan that is great for modern living and entertaining. Great kitchen with lots of cabinets and counterspace. The spacious master bedroom has an on-suite bath with two closets, dual sinks, large shower. A split floor plan with two spacioius bedrooms, great for family, guests, or even a home office, provides privacy and comfort. Additional conveniences include indoor laundry room with ample space for organization and storage, along with a central vacuum system. Hurricane shutters and hot tub on back porch included! The 2 car garage is oversized with an 8' door. The screened lanai has an outdoor kitchen overlooking a spacious back yard. Located within the really beautiful, gated, 55+ community, you will enjoy access to fantastic amenities including a community pool, fully equipped gym, charming clubhouse and tennis courts. Waterfront community with great area to walk in the lakefront park with huge oaks on Lake Tsala Apopka. Lots of activities, too. All of this located within 30 minutes to towns including Ocala, Inverness, Crystal River, and Dunnellon.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,872
Sqft
0.19 ac
Lot size
2
Garage
2005
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Hernando actives
$150 vs $199
Days on market
276 vs 37 typical
Where $150/sqft sits among the 102 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
52 of 102
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4567 N GRASS ISLAND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$327,500
4400 N LAKE VISTA TRAIL · same community
3 bd · 2 ba · 1,810 sqft · $181/sqft · 104 DOM
Sold · Apr ’26$250,000
4564 N GRASS ISLAND TERRACE · same community
3 bd · 2.5 ba · 1,604 sqft · $156/sqft · 4 DOM
Sold · Feb ’26$310,000
4525 N GRASS ISLAND TERRACE · same community
3 bd · 2 ba · 2,152 sqft · $144/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4567 N GRASS ISLAND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4567 N GRASS ISLAND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4567 N GRASS ISLAND TERRACE FAQs
What would the monthly payment be for 4567 N GRASS ISLAND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,245/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4567 N GRASS ISLAND TERRACE?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4567 N GRASS ISLAND TERRACE?+
The most recent tax bill on record (2025) was $1,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4567 N GRASS ISLAND TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $280,000, this home is listed about 25% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4567 N GRASS ISLAND TERRACE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY REAL ESTATE INC · Dixie Parsley. MLS #OM711092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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