David Ramirez
Office

Commercial Sale · Office

$3,950,000$4,200,00017,000 sq ft$232 /sq ft0.66 acres

125 N 1ST AVENUE, OCALA, FL, 34470

Active296 days on marketListed Oct 7, 2025MLS #OM710851

About this property

The property at a glance

**** INCOME PRODUCING ***** - **** DOWNTOWN MIDTOWN **** The 125 N in Midtown site is located in the heart of Downtown / Midtown Ocala Just off of Silver Springs Boulevard also known as State Road 40. This completely remodeled Historic building is home to three professional offices and within steps of the new redeveloped and revitalized downtown Ocala. Across from the square, close to all activities, this location offers visibility and accessibility, for all tenants and is highly sought after. The almost half block surface parking portion of this site is coveted in Downtown Ocala. *Renovated in 2022 *Surface Parking AND a private parking Garage *Three credit tenants in place *Low maintneance *Walking Distance to ALL new Downtown and Midtown establishments *In the growth path of the City Reimagine Midtown future development plans. Discover the vibrant appeal of Ocala, FL, where the property is nestled in a bustling commercial hub. Located in the heart of downtown, the area provides a prime investment opportunity for prospective Office / Office Building investors. With easy access to major highways and public transportation, the location offers convenience for tenants and clients alike. Nearby, the historic Ocala Downtown Square presents a charming selection of dining, entertainment, and cultural attractions. Additionally, the area is home to renowned medical facilities, educational institutions, and corporate offices, attracting a steady stream of professionals and visitors. Join the thriving business community in this dynamic and promising locale. Ocala Metro Statistics of Note: Population - Ocala MSA - 2021 - 385,915; 2023 - 400,000; 2040 - 500,000 Population Ocala MSA US Census Bureau June 30,2021 142nd Largest Metro, Top 25 Fastest Growing by rate, 38th Fastest Growing by quantity Moving Into Ocala vs. Moving Out of Ocala 5.24 move in for every 1 that moves out = #1 in Nation Ocala Metro is growing by over 1000 people per month. Millennial population (30-39) is growing at double the US Average and among the highest for all small metros in the nation. US News and Work Report Best Places Lists, ranks Ocala Metro: #10 Safest Places to Live #5 Fastest Growing Metro #16 Best Places to Retire Housing Market 79% jump in single family permits over previous year - largest increase in the country. Ocala Metro ranked #2 in Florida and #4 in the Nation in Moneys ranking of the Top 10 Hottest Housing Markets Income Growth Median Household Income Grew 31.4% faster than the US Average 2016-2020 The Ocala Metro ranked #4 in Annual Wage Growth and #25 in 5-Year Wage Growth (Milken Institute) Ocala Metro annual Area Median Income increased 15% Year over Year. (US Department of HUD)

17,000

Building sq ft

$232

Price / sq ft

0.66

Lot acres

1917

Year built

1

Building

Office

Property type

Building size17,000 sq ft
Lot size0.66 acres
Year built1917
Buildings1
ConstructionConcrete
CoolingCentral Air
Annual taxes$37,587

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $987,500
Interest rate6.00%
Loan term

Estimated payment

$21,054/mo

Principal & interest$17,762
Property taxes (actual bill)$3,132
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

29,000vehicles / day · 2025Us27/301/441sr25/500 to Se 11 Ave · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Brick City Southern KitchenRestaurant0.1 mi
Downtown Billiards IncRestaurant0.1 mi
Hilton Garden Inn Ocala DowntownLodging0.1 mi
Marley Mae Market & PaperieRetail0.2 mi
The Lodge Brick City Craft Pub & EateryRestaurant0.2 mi
District Bar and KitchenRestaurant0.2 mi
Mark's Prime SteakhouseRestaurant0.2 mi
Stella's Modern PantryRestaurant0.2 mi
Harry'sRestaurant0.2 mi
Midtown StationRestaurant0.2 mi
O'Malley's AlleyRestaurant0.2 mi
Shannon Roth Co.Retail0.2 mi
The KeepRestaurant0.2 mi
Black Sheep on BroadwayRestaurant0.2 mi
Ivy on the SquareRestaurant0.2 mi
RaceTracGrocery0.3 mi
The Bubble BarRestaurant0.3 mi
Taco N' MadreRestaurant0.3 mi
StarbucksRestaurant0.3 mi
Shamrock Cove InnLodging0.4 mi
My QuateRestaurant0.4 mi
Cricket WirelessRetail0.4 mi
Wing StationRestaurant0.6 mi
SouthState BankBank0.6 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

21,521

Population

$49,592

Median income

40.1

Median age

2.29

Avg household

$171,500

Median home value

$1,124/mo

Median rent

2,267

Households w/ kids

Recent sales

What actually sold near 125 N 1ST AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

1013 NE OSCEOLA AVENUE

$295,000

1013 NE OSCEOLA AVENUE

Sold Mar 31, 2026

1012 E SILVER SPRINGS BOULEVARD UNIT B7

$4,340

1012 E SILVER SPRINGS BOULEVARD UNIT B7

Sold Mar 16, 2026

2609 SW 33RD STREET UNIT 101-3

$6,780

2609 SW 33RD STREET UNIT 101-3

Sold Aug 6, 2025

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 125 N 1ST AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 125 N 1ST AVENUE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Listing courtesy of BOYD REAL ESTATE LLC · Angie Lester. MLS #OM710851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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