XX PINE WAY, INTERLACHEN, FL, 32148
Active292 days on marketListed Sep 30, 2025MLS #OM710544
About this home
XX PINE WAY
Endless Potential on a Double Lot! Discover the perfect investment or get-away with this versatile double lot offering nearby electricity and RV-friendly options for temporary stays. With R-2 zoning, you can bring your vision to life whether that's a charming cabin, modern modular home, or spacious site-built residence. Manufactured homes are a possibility too. Each lot supports one home, giving you room to design your ideal retreat in one of Florida's most scenic areas. Enjoy the best of the outdoors with community baseball at West Putnam Athletic Association, nearby, hiking trails at Carl Duval Moore State Forest just 9 minutes away, and boating access from Kenwood Boat Ramp only 15 minutes south on CR-315. Owner is motivated! An additional double lot (.22 acres), MLS# OM710414 is also available and can be purchased together for added value.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$230 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$230/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $152K
Interlachen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near XX PINE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$31,500
117 HAYES DRIVE
2 bd · 1 ba · 784 sqft · $40/sqft · 11 DOM
Sold · Aug ’25$169,500
149 ST. LUCIE AVENUE
3 bd · 2 ba · 1,404 sqft · $121/sqft · 24 DOM
Sold · Aug ’25$62,000
314 UNION AVENUE
3 bd · 2 ba · 1,480 sqft · $42/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about XX PINE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for XX PINE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
XX PINE WAY FAQs
What would the monthly payment be for XX PINE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $230/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on XX PINE WAY?+
The most recent tax bill on record (2024) was $46. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at XX PINE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Interlachen?+
At $10,500, this home is listed about 95% below the Interlachen median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to XX PINE WAY?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Julie Castro. MLS #OM710544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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