3964 288TH STREET, BRANFORD, FL, 32008
Active306 days on marketListed Sep 26, 2025MLS #OM710383
About this home
3964 288TH STREET
Welcome to this beautifully remodeled home in the highly sought-after Three Rivers Estates community. The Owner recently enclosed the back-porch to be an additional room, it is AIR-CONDITIONED, and can be used as a 3rd BEDROOM, or IN-LAW SUITE. Situated on nearly two ACRES, this charming 2-bedroom, 2-bathroom residence offers a thoughtfully designed living space with NO CARPET throughout. Upon entering, you’ll be welcomed by a spacious family room featuring a striking custom slate tile feature wall, setting a warm and inviting ambiance. The upgraded kitchen boasts modern appliances, ample cabinetry, and a well-planned layout that makes cooking a pleasure. Both bathrooms have been stylishly updated with tile finishes, and the flooring throughout the home enhances its modern appeal. The master bedroom is an oversized suite with a huge walk-in closet, offering plenty of space and comfort. The guest bedroom is equally impressive, featuring its own large walk-in closet and enough space to serve as a true second master suite. As you make your way through the door in the kitchen you will notice a newly enclosed back porch that has also been air-conditioned! This enclosure has its own private door to exit the property, and an oversized private deck! This room could easily be a 3rd bedroom, In-Law Suite, or office/den! As Step outside and discover an impressive outdoor setup, where the sellers spared no expense on landscaping. The expansive 1.84-acre lot provides plenty of space for outdoor activities. The property also features a NEW water filtration system, and a NEW drain-field. Additional highlights include a POLE BARN covered pavilion with electricity and a septic tank, offering the perfect setup for RV or camper parking. The detached OVERSIZED two-car carport comes with an attached WORKSHOP, and a second shed in the backyard, both equipped with electric service, providing abundant storage and workspace. Located just moments from the MEMBERS-ONLY boat launch and swim area on the Santa Fe River, this home is a dream for outdoor enthusiasts. Don’t miss your chance to own this incredible property in a prime location with PRIVATE access to the Rivers. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,584
Sqft
1.84 ac
Lot size
2007
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,047 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,047/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Branford actives
$161 vs $282
Days on market
306 vs 28 typical
Where $161/sqft sits among the 17 Branford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Three Rivers Estates
Get to know Branford. See the full Branford guide →
Three Rivers Estates — neighborhood snapshot
Population
1,724
Median age
46
Median income
$51,123
Median home value
$161,335
Avg household
3
Households w/ children
186
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $255K
Branford median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 17
Branford actives have cut their price
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near 3964 288TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$240,000
3565 284TH TERRACE · same community
3 bd · 2 ba · 1,392 sqft · $172/sqft · 103 DOM
Sold · Sep ’25$235,000
4318 282ND TERRACE · same community
5 bd · 3 ba · 2,232 sqft · $105/sqft · 64 DOM
Sold · Dec ’25$120,750
4109 282ND TERRACE
3 bd · 2 ba · 1,373 sqft · $88/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3964 288TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3964 288TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3964 288TH STREET FAQs
What would the monthly payment be for 3964 288TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,047/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3964 288TH STREET?+
The most recent tax bill on record (2024) was $3,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $255,000, this home is listed about 54% below the Branford median of $549,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3964 288TH STREET?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRANFORD 32008 market on paper
$255,000 is 8% below the BRANFORD 32008 median of $277,450, and at $161/sqft it sits under the Branford average of $454.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
306 days on market against a Branford median of 28 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $284,000, now $255,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Aiyana Ward. MLS #OM710383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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