
11035 SE SUNSET HARBOR ROAD, SUMMERFIELD, FL, 34491
Active305 days on marketListed Sep 23, 2025MLS #OM710059
About this home
11035 SE SUNSET HARBOR ROAD
Your Dream Home at Sunset Harbor Boulevard! Welcome to an extraordinary waterfront estate like no other! Nestled on over 3 private, pristine acres, this luxury residence greets you with a gated, winding driveway leading to a stunning paver portico, complete with tongue and groove ceilings and a built-in surround sound system that fills the entire home with music. As you enter through the impressive double doors, prepare to be captivated by breathtaking lake views and an expansive open floor plan accentuated by floor-to-ceiling glass windows in the great room, a custom grand staircase, and a striking gas fireplace. With over 200 feet of picturesque lake frontage, this home is truly a waterfront paradise. Culinary enthusiasts will love the chef-inspired kitchen featuring premium appliances, generous cabinet and counter space, and a cozy eat-in nook offering panoramic views. The primary suite serves as a tranquil retreat with stunning lake views, a private sitting balcony, and a luxurious bathroom that includes a walk-in shower and a relaxing garden tub. With four bedrooms on the main level and two additional upstairs—each with its own bathroom—this layout ensures privacy for everyone. A dedicated office space is perfect for those working from home, while the upstairs game room, complete with a half bath and built-in bar, is ideal for entertainment. Don't miss the state-of-the-art theater room, perfect for movie nights or cozy gatherings. Step outside to the beautifully screened pool area, complete with an entertainer's bar that overlooks the tranquil lake and a custom outdoor bar—perfect for summer afternoons with friends. The property also features a guest house or in-law suite with its own entrance, kitchen, and living area, offering privacy and comfort for guests. The waterfront amenities include a private sandy beach, boathouse with storage for paddleboards and kayaks, double boat lifts, and jet ski lifts for easy access to the lake. Enjoy nearby dining at Gator Joe's or Eaton's Beach, both popular lakeside spots. Located close to the numerous amenities offered by The Villages, including shopping, dining, and medical facilities, this residence is a must-see. Contact us today to arrange your visit and experience firsthand a home that will resonate with you from the moment you arrive!
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
7,291
Sqft
3.52 ac
Lot size
4
Garage
2005
Year built
Two
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,175 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,175/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$384 vs $335
Days on market
305 vs 50 typical
Where $384/sqft sits among the 272 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
100 of 272
NONE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 919% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 11035 SE SUNSET HARBOR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$3,200,000
15650 W HIGHWAY 318 · same community
5 bd · 5.5 ba · 4,600 sqft · $696/sqft · 158 DOM
Sold · Jul ’26$311,760
7320 MARLO ROAD · same community
3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM
Sold · Jan ’26$410,000
301 CLARK STREET · same community
4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11035 SE SUNSET HARBOR ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11035 SE SUNSET HARBOR ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11035 SE SUNSET HARBOR ROAD FAQs
What would the monthly payment be for 11035 SE SUNSET HARBOR ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,175/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11035 SE SUNSET HARBOR ROAD?+
The most recent tax bill on record (2024) was $46,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $2,800,000, this home is listed about 866% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11035 SE SUNSET HARBOR ROAD?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,800,000 runs 919% above the SUMMERFIELD 34491 median — but at 7,291 sqft it's also nearly 5 times the size of the typical Summerfield listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
305 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,900,000, now $2,800,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM710059.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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