David Ramirez

132 SARASOTA STREET, FLORAHOME, FL, 32140

Active315 days on marketListed Sep 22, 2025MLS #OM710042

Reduced $10KLAKESIDE HILLS

About this home

132 SARASOTA STREET

This beautiful vacant lot offers the perfect mix of privacy and convenience. Located just steps from Lake George, you can enjoy partial lake views right from the back of the property. Approximately 40% of the lot is already cleared, making it easier to start building or preparing for your investment plans. A power connection is nearby, helping keep utility hook-up costs low. The paved road ends about 150 ft from the property, preserving the quiet setting while maintaining easy access. A public boat ramp is just across the lake, giving you quick access to one of Florida’s premier recreational waterways. Whether you’re looking to build your dream retreat or secure a smart investment, this property offers tremendous potential in a sought-after natural setting.

Facts & features

The home at a glance

0.28 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$70/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$292 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$118
FHA mortgage insurance (est.)$9
Property tax — 2024 actual bill$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $700
Interest rate6.00%
Loan term

Estimated payment

$292/mo

Principal & interest$118
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Florahome

Map of 132 SARASOTA STREET

Get to know Florahome. See the full Florahome guide →

FLORAHOME 32140 — neighborhood snapshot

Population

1,558

Median age

39.7

Median income

$35,000

Median home value

$122,600

Avg household

2.51

Households w/ children

169

For the school run

Putnam County School District

HighInterlachen Junior-Senior High School★★★★
ElementaryMelrose Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Florahome market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$250K$307K

Florahome median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Florahome, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the FLORAHOME 32140 median. See the full Florahome market guide →

Paper trail

This home's history

CurrentPrice reduced to $20,000 $10K
Sep 22, 2025Listed at $30,000 · 315 days on market since

Reality check

What actually sold near 132 SARASOTA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

308 W HILLSBOROUGH AVENUESold · Sep ’25

$265,000

308 W HILLSBOROUGH AVENUE · same community

2 bd · 2 ba · 1,232 sqft · $215/sqft · 4 DOM

1262 CORAL FARMS ROADSold · Oct ’25

$265,000

1262 CORAL FARMS ROAD · same community

3 bd · 2 ba · 1,250 sqft · $212/sqft · 71 DOM

209 BEACH DRIVESold · Jun ’26

$415,000

209 BEACH DRIVE · same community

3 bd · 2.5 ba · 1,432 sqft · $290/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 132 SARASOTA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 132 SARASOTA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

132 SARASOTA STREET FAQs

What would the monthly payment be for 132 SARASOTA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 132 SARASOTA STREET?+

The most recent tax bill on record (2024) was $70. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Florahome?+

At $20,000, this home is listed about 92% below the Florahome median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 132 SARASOTA STREET?+

Interlachen Junior-Senior High School (high), Melrose Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$20,000 runs 54% above the FLORAHOME 32140 median.

02Time on market is leverage

315 days on market against a Florahome median of 132 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $30,000, now $20,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of PLATINUM HOMES AND LAND REALTY · Jorge DeSousa. MLS #OM710042.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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