TBD Lot 58 SE 1ST LANE, SILVER SPRINGS, FL, 34488
Active325 days on marketListed Sep 19, 2025MLS #OM709909
About this home
TBD Lot 58 SE 1ST LANE
Great find in rapidly growing Silver Springs just off of Highway 40! This is a .29 acre partially fenced level lot with shade trees. High and dry with mature trees and cleared area for your homesite. Builders - this is a great opportunity to build your home on desirable lot and zoned for either a mobile home or residential home. This vacant lot is located in the Ocala national Forest and features over 600 lakes, rivers, and five "magnitude 1" springs, including Silver Glen Springs and Alexander Springs, offering diverse ecosystems like cypress swamps, hydric hammocks, and pine flatwoods. The forest is home to diverse wildlife, including Florida panthers, bears, and gopher tortoises, and offers various recreation opportunities such as hiking, boating, and swimming. Conveniently located to highway 40 to Ocala and about 1 hour to Daytona Beach. Less than 2 miles from grocery and pharmacy, fire department, public library, restaurants, ranger station, auto store, banks and more.
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD Lot 58 SE 1ST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$166,000
901 SW 7TH STREET · same community
3 bd · 2 ba · 1,197 sqft · $139/sqft · 212 DOM
Sold · Mar ’26$93,000
705 SW 12TH AVENUE · same community
3 bd · 1.5 ba · 1,276 sqft · $73/sqft · 12 DOM
Sold · May ’26$119,000
22045 NE 106TH AVENUE · same community
3 bd · 1 ba · 1,312 sqft · $91/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD Lot 58 SE 1ST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD Lot 58 SE 1ST LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD Lot 58 SE 1ST LANE FAQs
What would the monthly payment be for TBD Lot 58 SE 1ST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD Lot 58 SE 1ST LANE?+
The most recent tax bill on record (2024) was $114. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $12,000, this home is listed about 95% below the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD Lot 58 SE 1ST LANE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SILVER SPRINGS 34488 market on paper
$12,000 is 87% below the SILVER SPRINGS 34488 median of $89,700.
02Time on market is leverage
325 days on market against a Silver Springs median of 76 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $14,500, now $12,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Jennifer Fraunfelter. MLS #OM709909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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