David Ramirez
$995,000$1,225,0003 bd2 ba1,637 sqft$608 /sqft$6,197 /mo all-in ↓

12615 NW GAINESVILLE ROAD, REDDICK, FL, 32686

Active309 days on marketListed Sep 17, 2025MLS #OM709619

Reduced $230KFarmNONE

About this home

12615 NW GAINESVILLE ROAD

Location Location Location! This robustly equipped holding sits equidistant from the HITS show grounds and WEC expo center (13 and 14 miles respectively). Boasting an acreage just below 16, charm and functionality meet potential in the heart of central Florida's Horse Country. The flexibility of this turnkey farm features five lush irrigated paddocks situated on four legally subdivided parcels allowing for the development of a family compound or various build combinations immediately or down the line. The acreage at the front of the property is partially wooded providing picturesque privacy from the road, perfect for a new home build or development of a riding arena. The well-appointed center aisle barn is designed for serious equestrian use. It includes eight matted stalls with electric, a wash rack and tack area, a half bath, and a large open hay storage loft with potential for the creation of living space. The barn runs on its own electric and well, offers 220 power, and has plentiful surrounding drive space for easy loading and unloading / RV and trailer access. The three bedroom, two bathroom home features a brand new roof (Aug 2025), two-car garage, a screened-in back patio, and a relaxing front porch with views of the entire property. Inside the home, you'll find a warm and inviting kitchen with stainless steel appliances, breakfast bar, and separate dining area leading to the large living room. The master suite's large eastern and northern exposures provide beautiful natural light, and has walk-in closet space and a large en-suite bath. The home has a split floor plan and newly installed luxury vinyl plank flooring throughout. With its prime location, and versatile layout, this property is a rare find in Reddick's thriving equestrian community. Schedule a private tour and discover this gem

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,637

Sqft

15.69 ac

Lot size

2

Garage

2003

Year built

One

Levels

$608

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorthwest
ExteriorSliding Doors

Community & fees

Taxes (2024)$3,544/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,197 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2024 actual bill$295
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,197/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$295
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Reddick

Map of 12615 NW GAINESVILLE ROAD

Get to know Reddick. See the full Reddick guide →

REDDICK 32686 — neighborhood snapshot

Population

5,531

Median age

39.5

Median income

$46,793

Median home value

$279,000

Avg household

2.37

Households w/ children

638

For the school run

Marion County School District

ElementaryFessenden Elementary School★★★★★
MiddleNorth Marion Middle School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Reddick market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$619K$2.0M

Reddick median sold, yr/yr

91.8%

Sale-to-list ratio (12 mo)

Median sold price, Reddick, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the REDDICK 32686 median. See the full Reddick market guide →

Paper trail

This home's history

CurrentPrice reduced to $995,000 $230K
Sep 17, 2025Listed at $1,225,000 · 309 days on market since
2003Built · NONE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12615 NW GAINESVILLE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12615 NW GAINESVILLE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12615 NW GAINESVILLE ROAD FAQs

What would the monthly payment be for 12615 NW GAINESVILLE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,197/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12615 NW GAINESVILLE ROAD?+

The most recent tax bill on record (2024) was $3,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Reddick?+

At $995,000, this home is listed about 27% below the Reddick median of $1,369,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12615 NW GAINESVILLE ROAD?+

Fessenden Elementary School (elementary), North Marion Middle School (middle), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$995,000 runs 96% above the REDDICK 32686 median.

02Time on market is leverage

309 days on market against a Reddick median of 106 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,225,000, now $995,000 — a $230K cut. The full history is in the market section below.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Donna Knox. MLS #OM709619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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